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Work Background
Finance & Accounting Analyst (USAID/Bangladesh)
USAIDFinance & Accounting Analyst (USAID/Bangladesh)
Apr. 2019Dhaka, Bangladesh[] Oversee funds control and support accounting operations for $200M+ in U.S. foreign assistance, ensuring compliance with GAAP, ADS, and U.S. federal financial regulations. [] Prepare operating expense and program support budgets, monitor implementation, analyze variances, and report to USAID/Washington. [] Conduct Pre-Award Surveys and Financial Reviews of implementing partners, assessing internal controls, systems, and compliance with FAR, AIDAR, and U.S. cost principles. [] Train mission staff on funds control and budgeting; support Project Management Offices on pipeline analysis, forward funding, spend planning, and fund source policy. [] Manage $4M+ in shared services cost allocations, ensuring fair distribution across technical offices. [] Support audits by the OIG; perform reconciliations of treasury, interagency, and trust accounts; contribute to accruals, lease liabilities, and asset reporting for financial statements.
Budget Analyst (US Embassy Dhaka)
U.S. Department of StateBudget Analyst (US Embassy Dhaka)
Nov. 2015 - Apr. 2019Dhaka, Bangladesh[] Performed financial planning, accounting, reporting, and reconciliation for Diplomatic & Consular Programs and Public Diplomacy funds. [] Led integration of accounting, procurement (ILMS/Ariba), and HR systems (HR OPS), reducing manual funding workload by 50%. [] Improved cost recovery methodology for shared services; enhanced compliance with State Department regulations. [] Performed full-cycle accounting operations including payroll, leases, grants, vendor payments, and mission procurement under U.S. Appropriation Law. [] Reviewed payments and coordinated with CGFS Bangkok to address payroll, allotments and disbursement issues.
Assistant Manager - Regulatory Reporting
HSBCAssistant Manager - Regulatory Reporting
Mar. 2014 - Nov. 2015Dhaka[] Led a team responsible for regulatory and statutory reporting of over 100+ credit and FX returns submitted to the Bangladesh Bank and internal stakeholders. [] Co-developed the CARE software (Credit Automation and Return Engine) as part of the CIB Online automation project, collaborating with central bank vendors and internal IT teams. [] Designed reporting templates, queries, and dashboards in HSBC’s Universal Banking System, improving speed and accuracy of data flow. [] Represented the team at the Business Risk Control Committee; conducted monthly audits and implemented internal control measures. [] Trained and mentored six new team members, transferring critical knowledge on regulatory reporting tools, procedures, and compliance standards at HSBC.
Credit Administration Officer
HSBCCredit Administration Officer
Oct. 2011 - Mar. 2014Dhaka[] Prepared and submitted regulatory, internal, and group returns, including Credit Bureau Reports, Loan Classifications, and Scheduled Bank Statistics in line with Bangladesh Bank and group standards. [] Maintained and monitored loan classification and provisioning, and supported institutional lending operations including guarantees and treasury limits. [] Acted as focal point for central bank inspections and coordinated responses to regulatory queries. [] Worked directly with the central bank on implementation of new policies and supported the Enterprise Data Warehouse (EDW) project, which automated 100+ regulatory returns. [] Developed and maintained internal databases; delivered management information (MI) reports to senior decision-makers.
Credit Administration Associate
HSBCCredit Administration Associate
Dec. 2010 - Sep. 2011Dhaka[] Supported the development and submission of Credit Bureau Online (CIB Online) batch reports for regulatory compliance. [] Maintained customer and credit databases used for reporting and analysis; generated credit bureau reports for credit applications. [] Collaborated with third-party software vendor to improve the credit bureau reporting system, aligning HSBC’s internal data with central bank regulatory formats.
Consumer Credit Risk Intern
HSBCConsumer Credit Risk Intern
Aug. 2009 - Oct. 2009Dhaka[] Entered and validated retail credit data in HSBC systems, contributing to the accuracy of loan processing workflows. [] Supported preparation of retail credit scorecards used in customer creditworthiness evaluation.

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