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Work Background
Karmic GroupSenior Accountant | Finance Manager
Nov. 2019Dubai, United Arab EmiratesFinance Manager / Senior Accountant | Karmic Group of companies (Dubai, UAE)-15th Nov 2019 onwards. Spearheading financial leadership for multiple group entities, ensuring full regulatory compliance and strategic alignment with international accounting standards.
Leading a high-performing finance team to deliver accurate financial reporting, tax compliance, cost optimization, and intercompany alignment across diverse business.
Driving end-to-end multi-currency banking operations, forex deals, and credit facilities, while nurturing strong banking relationships.
Delivering insightful MIS and financial analytics to support board-level decision-making and enterprise cost-efficiency strategies.
Ensuring seamless payroll operations in strict compliance with UAE labor laws, with timely execution via WPS systems.
Executing rigorous controls over vendor payments, reconciliations, and aged payables to strengthen working capital efficiency.
Orchestrating group-wide month-end and year-end closures, budgeting processes, and statutory audits with zero deviations.
Ensuring timely and compliant VAT filings, mitigating indirect tax exposure for all group entities.
Successfully led the implementation of ODOO ERP, unifying financial systems and streamlining reporting across the organization.
Preparing monthly financial statements for the group of companies, review of the same and reporting to the management for future expansion policies.
Monitoring the receipt from customers based on the online sales report and reconciliation of the same with bank online portal and confirming the credit of the same in Bank Account.
Preparation of VAT and Corporate Tax Return and Submission of the same to the Tax Authorities.
Preparation of yearly Financial Report for Audit and Assist with the Auditors for the completion of final Audit report.
Karmic GroupSenior Accountant | Finance Manager
Nov. 2019United Arab Emirates Accumulated over 17 years of comprehensive experience in the finance and accounting domain, specializing in financial controls, regulatory reporting, and strategic financial planning across various sectors including general trading, manufacturing, retail, and service industries.
Currently serving as Finance and Accounts manager at Karmic Group of Companies in Dubai, overseeing financial operations and ensuring compliance with international accounting standards while leading a dedicated team.
Progressed through various roles in finance, acquiring a robust skill set in financial reporting, Planning budgeting, forecasting, and internal controls, demonstrating a commitment to excellence and continuous improvement.
Possess exceptional leadership qualities, fostering a collaborative team environment while mentoring junior staff and driving performance improvements across financial operations.
Established expertise in ensuring effective cash flow management and optimizing financial resources to support organizational growth and stability.
Knowledgeable in compliance with VAT accounting, Corporate Tax accounting ensuring adherence to legal requirements and enhancing the organization’s financial integrity. Trusted financial advisor to executive leadership, delivering data-driven insights that shape strategic decisions and long-term business planning.
Extensive experience in multi-currency accounting, foreign remittances, and global banking operations, ensuring optimal liquidity and FX risk mitigation.
Deep understanding of UAE corporate tax and economic substance regulations, with a track record of maintaining 100% compliance.
Successfully handled external and internal audits across group entities, streamlining reporting processes and reducing audit observations year-on-year.
Managing all the banking operations of the group of companies, dealing with banks for all the correspondence.
Pure South Speciality Store LLCSenior Accountant
Sep. 2018 - Nov. 2019Dubai, United Arab EmiratesSenior Accountant | Pure South (Australian )Specialty Store LLC Dubai, UAE, 10th Sept-18 – 13th Nov-19
Preparing monthly financial reports and reviewing the same and advising the management for future development policies.
Budgeting for monthly expenditure, Purchases and controlling the cash flows.
Preparation of Monthly consignment sales report, calculation of margin there off and reporting to management.
Designed and enforced internal financial controls and audit readiness processes, significantly reducing discrepancies and enhancing compliance.
Executed precise payroll structuring and full-cycle compensation processing for employees, including leave encashment, gratuity provisioning, and EOS settlements.
Preparation of documentation for import and clearance of goods in the predetermined time schedule.
Preparation of Bank reconciliation, Petty cash, and other matters related to the day to day running of the business.
Stock verification and reconciliation in with system.
Co-ordination with PROs for VISA process and other legal formalities.
Coordinated statutory audits, internal audits, and year-end closures, preparing detailed financial packs in line with IFRS standards.
Oversaw group-wide AP cycles, reviewing vendor contracts, managing settlement terms, and implementing aging controls for liabilities.
Led VAT compliance initiatives, including return filings and reconciliations, while staying abreast of evolving UAE tax frameworks.
Directed the end-to-end implementation of a modernized financial reporting system, enhancing data transparency and turnaround time.
Al Manama GroupSenior Accountant
Feb. 2016 - Sep. 2018Ajman, United Arab EmiratesSenior Accountant | Al Manama Group |Ajman| UAE
Feb ’16 – Sept ‘18
Created and monitored daily, weekly, and monthly sales reports and cash projections for effective financial planning and working capital management.
Preparing payments to Suppliers and monitoring the fund flow.
Supervised monthly budget planning at project and departmental levels, aligning with annual financial goals and expenditure control mechanisms.
Inter Company Invoicing and follow up for getting payments or credit to the proportionate accounts.
Periodical review of financial performance of each department, branches and report to management.
Preparation of monthly Receivable and Payable report and its reconciliation.
Preparing branch wise and consolidated monthly, quarterly Financial reports and reporting to management
Stock verification and reconciliation at various stores and ware houses.
Major support in Finalization of account, assistance with statutory auditor.
Fair Exports India pvt ltdAccountant
Mar. 2014 - Jan. 2016New Delhi Area, IndiaAccountant | Fair Exports India Private Limited (Lulu Group)., India
March ’14 – Jan’16
Verification of all purchase and sales invoices with PO and recording in to the books of accounts.
Prepared vendor payments, managed accounts receivable/payable cycles, and generated monthly aging reports for internal tracking.
Supported internal and statutory audits through timely preparation of ledgers, reconciliations, and compliance documentation.
Maintaining petty Cash and daily closing reports to management.
Preparation and e- filing of VAT, TDS, PF, ESI, Excise, service tax,etc. returns to statutory authorities.
Maintaining Fixed Asset Register.
Preparation of monthly branch wise Financial Statements and reports to management.
Shenoy and Shenoy Chartered AccountantsAudit Assistant
Jun. 2009 - Dec. 2013KochiAccountant |Audit Assistant| Shenoy & Shenoy Chartered Account , India - June’09 – Dec’13
Prepare on behalf of clients, all books of accounts required under statute of corporate and others. Passing cash, journal, Sales, Purchase receipts, payments and adjusting/ provisional entries.
Preparation of Bank Reconciliation Statement on behalf of clients.
Preparation of projects and project reports, budgets on behalf of various clients.
Preparation of Cash flow and Fund flow statement on behalf of clients.
Finalization of books of Accounts of Corporate and others.
Statutory Audit, Tax Audit, VAT Audit, and Internal Audits of Corporate & Non-corporate entities.
Bank Audit, Compliance Audit, Stock Audits etc.
Maintaining petty Cash and daily closing reports to management.
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