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Work Background
Globality HealthSenior Actuary
Sep. 2022 - Jan. 2023Luxembourg, LuxembourgSupervised existing programming processes from concept through production, optimizing source code for responsible data management and analysis.
Worked with relational database query authoring (SQL) and other ranging database types.
The company was sold in early 2023 and some positions were made redundant.
AON GLOBAL RISK CONSULTING ABSenior Actuary
Jan. 2022 - Jun. 2022LuxembourgPreparing Reserving reports for insurance companies, IFRS17 and ORSA report production
.Authored reports and put together presentations to outline findings and recommendations of analysis and to develop analytics on key performance and operational metrics. This was a term contract.
Tranquilidade AngolaSenior Actuary
Jun. 2019 - Dec. 2021AngolaReserving actuary and Reinsurance Director Managing reinsurance function, reserving reports, Created and implemented different financial analysis plans, reports and statistical calculations. Prioritized and organized tasks to efficiently accomplish service goals.
Tranquilidade Seguros is the second player in the Portuguese market with operations in Angola and Mozambique. Security and social conditions got worse with the Pandemic and I decided to leave the country.
AXA EMEA_LATAMManager Non Life Actuary
Mar. 2016 - Mar. 2019MadridPricing Actuary Manager for P&C for EMEA-LATAM Region, launch actuaries community, new KPI's templates, improved portfolio in one country by 15 pp, supervising countries pricing activities, portfolio management process, developing pricing models and overall supervision of pricing process, leading cross-functional interactions within several geographies, implementing and promoting profitably action plans, leading by example in join projects to improve portfolio management process.
Independent ConsultantPartner
Oct. 2014 - Mar. 2016LisbonInsurance consultant for brokers (marketing and business development). For an insurance start up in Africa setting tariff, quoting process and wordings for P&C products, system requirements, pricint tools, reinsurance placement and reporting, reinsurance bugeting, P&L account responsible, product developing, UW training
GeneraliChief Underwriter Officer
Sep. 2012 - Sep. 2014LisbonManaging 31 FTE , reporting to the CEO Projects: developing tariffs, process review, people management, actuarial pricing and reserving, reinsurance reporting, supervision of Solvency II framework application, improve sales by 15% in Motor, portfolio Loss Ratio improvement by 5 pp in one year.
Zurich InsuranceMotor LoB Manager and Head of Techinal Underwriting
Mar. 2009 - Sep. 2012Lisbon Area, PortugalImprove tariff with GLM for 50% of portfolio. Supervising underwriter for motor lines (Personal and commercial lines) and Casualty products
Leader for all lob's underwriting function, portfolio improvement reviews, product development, marketing support.
MapfreSenior Commercial Line Underwriter
May. 2008 - Mar. 2009PortugalUnderwriter for South Regional area, all business lines, motor, property, marine and casualty products. Improve Loss ration by 5 pp.
VICTORIA Seguros - ERGO GROUPTechnical Analyst
Jun. 2003 - May. 2008property case underwirter, claims reserving analyst, motor pricing underwriter, Casualty underwriter, actuary
Commercial UnionUnderwriter
Jan. 1993 - Jun. 2003Commercial lines and personal underwriter, Marine underwriter
underwriting all non life lines of business and supporting commercial activity with a +10% increase in sales.
Commercial Union BrazilFinancial Analyst, Assistant to the Vice President
Mar. 1989 - Aug. 1991Rio de Janeiro , BrazilI hold several positions: commercial department renewal technician, reinsurance analyst, process management proposition development, assistant to the Executive Vice President
I discovered a fraud in motor claims and implemented several new control process.
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