Bankly - Banking as a ServiceHead of Engineering and Products | ID One & Conta Digital
Aug. 2022 - May. 2024São Paulo, São Paulo, BrazilI lead the strategy and development of the ID One (KYC Platform) and Digital Account products. Responsible for managing a team of 20 professionals, including PMs, Team Leaders, Tech Leads, Software Engineers, Data Analysts, and Tech Writers. Key Projects - Development of an Investment as a Service platform in partnership with Banco BV and Méliuz, enabling the offering of CDB (Bank Deposit Certificates) as a product to approximately 1 million customers. - Creation of the Subaccounts (Pockets) product linked to debit and prepaid cards, allowing balance segregation to address use cases such as Corporate Expense Management, Dependent Accounts, and more. - Decoupling of technology and regulatory frameworks, enabling the BaaS platform to operate with multiple banking licenses. The key case was the partnership between Banco BV, Bankly, and Méliuz, projecting approximately 1 million new accounts opened next year. - Evolution of Account Management systems (responsible for managing the account lifecycle and customer balance management), based on CQRS architecture. This system surpassed the milestone of 5 million accounts opened and handles approximately 2,000 requests per minute, including balance inquiries, account information, and registration data. - Development of a cryptocurrency trading platform, currently processing around 100,000 new orders per month, reaching a milestone of 10 million BRL in TPV. - Integration with the SISBAJUD system, reducing operational overhead by approximately 70%. The system automatically processes approximately 2,000 court orders monthly (Customer Registration Details, Judicial Orders Blocks).