VFD Microfinance BankCredit Risk Analyst (Associate)
Mar. 2022 - Dec. 2023Lagos, Nigeria• Analyze credit data and financial statements to determine the level of risk associated with granting credit or lending money • Perform credit, financial and commercial capital risk assessment and analysis included in the application of facilities • Evaluate environmental factors that may influence credit decisions and make recommended decisions when necessary • Propose appropriate structures for credit facilities to ensure that the risk of credit loss is appropriately minimised, including credit terms, guarantees and repayment terms • Ensure appropriate documentation of individual risk by adhering to standards and documented procedures established • Create and maintain relationships with relationship managers/business managers/development managers Business leaders/teams • Provide knowledge Expert knowledge of credit risks related to bank products.