Western UnionProduct Owner Payments
Oct. 2021 - Jul. 2024San José, San José, Costa RicaLead the implementation of payments solutions for our web platforms. Prioritized new features and services base on marked trends, acquirers/schemes updates and deep data understanding. - Handled the relationships with acquirers and payment networks such as Visa and Mastercard, created the contract services agreements and oversaw their compliance. - Negotiated with the engineering team the crucial backlog stories that were needed for the sprint, prioritizing key elements that improved the user experience and business needs. - Validated that the solutions placed by the engineering team met the acceptance criteria, creating reliable implementations that avoided impacts in production environment. - Increased digital transactions volume in 1% equivalent to $1.1M in revenue, optimizing system rejection rules. - Reduced Canada cards monthly processing cost in $1.6M, improving card type bins logic. - Implemented EFTPOS in Australia, avoiding $1.8M for Mastercard price benefit elimination and reducing operation costs in $3.5M. - Implemented Visa AFT for all regions, reduction $21M.