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Work Background
Fintopia Financial PartnersFinancial Professional
Feb. 2023
Ensign Financial PartnersFinancial Professional
Oct. 2022 - Sep. 2025Macon, GA
The RiSE Insurance AgencyFinancial Coach
Aug. 2021Chicago, Illinois, United States
Self EmployedLife, Health, and Accident Insurance Agent
Mar. 2020Greater Macon Area, GeorgiaExperienced Financial Industry Executive serving as consultant to businesses and individuals with specialties in credit, finance, business management, customer satisfaction, real estate, and life and health insurance.
Symmetry Financial GroupLicensed Life Insurance Agent and Field Underwriter
Mar. 2020Swannanoa, North Carolina, United States
Coldwell Banker SSKSales Associate
Jul. 2016 - Mar. 2020Macon, Georgia AreaProviding Commercial sales, leasing, and consultative services to Clients.
CCA FinanceSenior Vice President Business Development
Dec. 2015Macon, GAAt CCAF we help put Clients who need to borrow money together with Community Banks which have money to loan. We also enable Community Banks to better manage their portfolio risk by offering cross-bank loan sharing.
Acquisition Management Group, LLCManaging Director
Jan. 2014 - Oct. 2015Macon, GAAcquisition Management Group LLC (AMG) is a firm primarily engaged in the acquisition of under-or-non performing commercial assets (of any kind) from banks, investment firms, individuals or any other entity desiring to divest itself these types of troubled investments. Purchased AMG and served as Managing Director for firs two years of company's re-start. Over $35,000,000 in assets purchased during tenure and substantially all business goals achieved. Resurgence in banking opportunities led to desire to re-enter the banking field.
$300,000,000 Community BankSr. Banking Consultant
Jul. 2010 - Jan. 2013ConfidentialCurrently engaged as Sr. Problem Asset and Management cosultant to holding company and subsidary bank's Boards of Directors. Engaged in broad range of holding compamy and bank activities, with primary emphasis on problem asset management, Regularoty relations, and capital acquisition.
$150,000,000 Community BankSr. Banking Consultant
Jan. 2010 - Jun. 2010ConfidentialFunctioned as Interim President and CEO. Managed all day-to-day operations, improved credit quality, stafilized deposit base, improved employee morale, established strong working relationship with Regulators.
Collinsworth ConsultingOwner
Sep. 2009Macon, GAAccomplishments (among others) in consulting practice have included:
Facilitating capital injections into client bank sufficient to assure survival and viability of institution;
60% reduction of client holding company debt, release of all collateral, and significant reduction of personal liability of guarantors;
Reduction of client bank's total Problem Assets by over 40%;
Significant improvement in client bank's "Texas Ratio";
Significant extension of client bank's survival and dramatic improvement of bank's relationship with Regulatory Partners;
Institution of improved underwriting and collateral management protocols in client bank;
Improved Corporate Governance by client company Boards of Directors;
Significant improvement of client bank operational efficiency;
Improvement of client bank's core deposit;
Improved client bank customer retention.
$250,000,000 Community BankSr. Banking Consultant
Sep. 2009 - Dec. 2010ConfidentialServed as SR. Problem Asset Manager responsible for reivew and management of a formidable portfolio of poorly performing credits. Shored up credit policies and procedures. Facilitated work-out of several credits.
Security Bank CorporationExecutive Vice President
Jan. 1996 - Jul. 2009Macon, GAVarious duties in all aspects of bank and holding company management as company grew from $105MM to over $3BBL during tenure. Involved in strategic planning, regulatory relations, capital adequacy planning and attraction, core account deposit generation, branch/market expansion, lending and loan management, credit administration, marketing and customer satisfaction. Also, spent four years as Pres/CEO of Macon bank. During that time bank increased in size from $400MM+ to over $1BBL in footings; earnings from $4.5MM+ to over $14MM; reduced non-accruals, OREO’s, and past-dues; achieved No. 1 Market Position.
Bank SouthSVP
Jan. 1995 - Jan. 1996Macon, GAResponsible for Commercial Banking in Middle Georgia area.
NationsBank (a/k/a NCNB Texas, InterFirst Bank Texas, First National Bank Dallas, Texas)Sr. Vice President
Jan. 1980 - May. 1995Dallas, Texas and Charlotte, NCIn Dallas: Mid-Market Commercial Lending and Department/Division Management. In Charlotte: National Mid-Market Marketing.
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