Live Oak BankAssociate Vice President Sales
Oct. 2018 - Sep. 2019Wilmington, North Carolina AreaOffering expertise in the field of commercial lending which includes , construction lending, business acquisitions, refinancing, expansions, real estate acquisitions, equipment purchases, start-ups and working capital lines of credit. Proficient in all aspects of Live Oak Bank loan programs, including but not limited to, the U.S. Small Business Administration ("SBA"), Conventional, and USDA Business & Industry (B&I) loan programs. Over 4 years direct and transferable experience in loan underwriting, loan preparation / documentation, closing, construction, servicing, credit administration and risk management. Proficient in the SBA SOP 50-10-5 (J) , SBA SOP 50-57 Loan Servicing and Liquidation, and SBA loan products- SBA 7(a), 504. Five years of direct Pharmacy, Hospitality, & Family Entertainment industry experience as a Live Oak Bank Relationship Manager/ Underwriter/AVP of Lending. Closed $34.8MM within my first 8 months in the Loan Officer role, exceeding $15MM expectation by 132%