Years of experience: 8

Business OwnerC-level ExecutiveSEO SpecialistCopywritingBanking OperationsProduct Consultant

Trust Score

Exceptionally trusted; proven professional excellence.

80%
Kritika's Career Path
Senior AssociateNov. 2023 -
Present
Hero FinCorpSenior Associate
I work at the intersection of strategy, execution, and transformation in the CEO & MD’s Office at Hero FinCorp, contributing directly to enterprise-wide priorities and high-visibility mandates across business, credit, risk, operations, and technology. Lead and manage high-impact transformation programs across lending, distribution, and customer lifecycle, focused on accelerating digital and s...
Senior Product ManagerDec. 2022 -
Sep. 2023
CredflowSenior Product Manager
Noida, Uttar Pradesh, IndiaAt Credflow, a B2B fintech SaaS startup, I owned core product initiatives and drove operations strategy across invoice financing and payments infrastructure. Led the scaling of the Invoice Financing product by integrating credit and disbursal workflows into the platform. Designed and implemented automated payment infrastructure for seamless settlements and improved working capital efficiency....
Product ManagerFeb. 2021 -
Dec. 2022
MintifiProduct Manager
Mumbai, Maharashtra, IndiaAt Mintifi, I was responsible for building and managing digital lending partnerships, supply chain financing workflows, and product integrations with partner platforms. Developed supply chain financing solutions for large anchor-led ecosystems, improving liquidity and partner retention. Created AI-powered credit assessment models to enhance portfolio health and reduce risk. Enabled real-time ...

Kritika's Posts

  • 2

    How I can help you

    I specialize in solving complex business challenges at the intersection of strategy, product, and technology, focusing on fintech and digital-first firms. My approach combines structured frameworks with deep domain knowledge to create scalable solutions, enhance growth, and ensure compliance.

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    People I am looking for

    I’d love to connect with folks in fintech, consulting & product-led worlds. Whether you need a brainstorm buddy, a prototype hacker, a pilot project sprinter, or a global-scale builder consider me your Swiss Army knife in heels.

  • 2

    Experience & Cases

    - Achievements: - Redesigned digital lending for an NBFC - Expanded embedded finance for B2B fintech - Implemented AI-driven onboarding for banks - Refined SME solutions for a fintech startup

  • 2

    How to contact

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  • 0

    About myself

    With over 8 years in fintech and consulting, I've led digital transformations, pioneered embedded finance ecosystems, and crafted AI-driven solutions. My achievements include driving multi-thousand crore disbursals, enhancing credit transparency, and cutting onboarding times by 40%. Author of 'Child of Paradox'.

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    Job Description

    Seeking a dynamic role where I can leverage my expertise in strategy, product management, and consulting to drive meaningful impact. I aim to innovate in fintech, enhance customer experiences, and collaborate globally. My goal is to transform visions into measurable outcomes, fostering growth and innovation.

  • 0

    How to contact

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