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Work Background
Founder
RefreshFounder
Jun. 2024Bengaluru, Karnataka, India
Head of Engineering
KlubHead of Engineering
Nov. 2019 - Mar. 2024Bengaluru Area, IndiaLed the development and expansion of product offerings for Klub, India's premier Revenue-Based Financing (RBF) provider, overseeing a team of 70+ professionals. Facilitated the deployment of $200 million in loans to approximately 700 brands. Key Achievements: Engineered a comprehensive product suite including: Custom Loan Origination System (LOS) catering to diverse customer and team requirements. Innovative Loan Management System with hybrid payment schedules, catering specifically to RBF needs. Real-time Reconciliation Engine for accurate data matching and customer reporting. Risk Engine to assess brand eligibility for loans. Patron App enabling High Net Worth Individuals (HNIs) to invest in Non-Convertible Debentures (NCDs). Brands/Merchant App for Micro, Small, and Medium Enterprises (MSMEs) seeking non-dilutive growth capital effortlessly. Developed Gen AI-powered chatbots to enhance internal and external user experiences. Implemented multi-tenant systems to support global expansion, allowing product launches in different countries and partnerships with multiple banks under an Enterprise SaaS model. Designed and launched an Embedded financing stack to provide capital within 10 minutes based on the brand's marketplace store data. Architected a scalable system resilient to evolving business demands and testing scenarios. Maintained vendor relationships, negotiating favorable pricing to minimize operational costs. Generated savings of $450k for the company through credit arrangements with various providers. Initiated a team learning program at an early stage to empower team members to enhance their skills and advance their careers. Led compliance (ISO:27001) initiatives at Klub to establish the trust of consumers in technology, and to meet the regulatory needs of both RBI (India) & ADGM (UAE) International Readiness, architected the entire system with the multi-tenant and multi-cloud approach to ensure our systems can run in any geography and cloud.
Director Of Technology
EsteeDirector Of Technology
Feb. 2019 - Oct. 2019Gurgaon, IndiaBuilt wealth management system for retail customers, which includes mutual fund trading, stock trading and provide assistance for investment using robo-advisory. Co-Ordinated with product managers to understand business requirements. Responsible for taking data driven and effective decisions in a dynamic environment of changing and shuffling priorities. Delivered products against stringent requirements on scale, latencies and resource utilization. Handled technical management, design, architecture and dev ops. Worked on Javascript, Agile, high scale and high reliability AWS cloud systems.
Co-Founder
ScaleOps.AI - Hi-Quality Data Labeling for AI Model Training and TuningCo-Founder
Jan. 2018 - Feb. 2019New Delhi Area, IndiaWorked on the idea of creating a mobile app to provide extra income sources to masses by doing object detection on their mobile in their free time. After failing with the idea, worked with a few start-ups and helped them to implement their idea into a technical solution. • Responsible for the design, architecture, and development of the full system. • Designed microservices & serverless architecture. • Worked on Agile, high-scale, and high-reliability AWS cloud systems.
Engineering Manager
InCred - Borrow. With Confidence.Engineering Manager
Oct. 2015 - Dec. 2017Bengaluru Area, IndiaJoined InstaPaisa as founding team member. InstaPaisa got acquired by InCred in May 2016. InstaPaisa • Design, Architecture & Coding of the backend(LOS) & frontend(Loan Application Module). • Integration with different NBFC's. • Multi Bureau integrations (CIBIL, Experian, CRIF Highmark, Equifax). • Bank Statement Fetch using yodlee API's. • Bank Statement PDF parser. • Designed REST Apis. • Reporting & Management Modules. Designed lending platform using new age technologies with robust team. Built the team from 3 members to 45 members team. • Team building & Co-Ordination. • Co-Ordinated with product owners & business head's to understand business requirements. • Converted business requirements/ideas into actual product with excellent quality. • Designing, Architecture using opensource technologies. • Serverless architecture using AWS Lambda funtions. • Hybrid Databases (DynamoDb, Neo4j Graph DB, AWS Aurora). • Coding of the backend & frontend modules (Sales, LOS, Reporting) including REST Apis. • Workflow building. • LMS integration. • Perfios integration (PDF Parsing & Bank Statement Fetch using api). • Multi Bureau integrations (CIBIL, Experian, CRIF Highmark, Equifax). • eKyc integrations. • Code Reviews & branching strategy.
Tech Lead
SnapLionTech Lead
Feb. 2015 - Oct. 2015New Delhi Area, India• Co-ordinated with clients for technical requirements. • Developed loyalty program installer for POS machines. • Developed Order Notifier installer for restaurants. • Managed Mobile, Frontend, Backend teams. • Code Reviews & branching strategy etc.
Sr. Software Engineer
SnapLionSr. Software Engineer
Jul. 2013 - Feb. 2015New Delhi Area, India• Co-ordinated with product managers to understand business requirements and implemented those requiremnets into product. • Designed loyalty program (QR code based). • Design, Architecture & Coding of the backend & frontend platform. • Developed responsive web app for online food ordering. • Worked on facebook app to create mobile app using data on one's facebook page. • Worked on AWS stack for deployment of different modules. • Code Reviews & branching strategy etc. • Mobile Apis. • Facebook, Youtube, Sound cloud and other 3rd party API integrations. • Payment gateway implementations.
Co-Founder
XT TechnologiesCo-Founder
Jan. 2010 - Jul. 2013Gurgaon, IndiaI founded XT Technologies in May 2010 as a consulting firm, we provided services such as web development & mobile development to clients. Responsibilities included: • Recognize & realize commercial opportunities that enhance product vision and the roadmap through technical and design innovation. • Worked on Sales, Development, Testing, and Delivery. • Development of system as per client requirements and making a smooth & timely delivery.

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