XT
XT Technologies
Company Employees
DB
Deepak Bansal
CTO & Founder @Refresh Money
Verified
I’m an engineering leader and 3x founder with 15+ years of experience building high-impact fintech platforms, scaling engineering teams, and aligning technology with business goals. I’ve helped startups grow from idea to execution to scale, owning everything from architecture to hiring to compliance, while ensuring fast, secure, and reliable product delivery. I lead from the front, but stay close to the ground, whether it’s designing system architecture, reviewing code, or unblocking a team. I’ve built platforms that disbursed over ₹10,000 Cr ($1 B+), scaled systems across geographies (India, UAE), and led teams of 2 to 60+ across companies like Klub, InCred, and Refresh. I bring a blend of: Strategic Vision: Built multi-tenant, SaaS-ready infra, embedded finance and credit systems that scale 10x Execution Focus: Enabled one-week product launches, implemented GenAI workflows, and cut infra/tooling costs by ₹40L+ Team & Process Leadership: Defined engineering OKRs, pod-based org structures, onboarding playbooks, and performance loops Compliance & Trust: Led ISO 27001 certification, implemented RBI Digital Lending guidelines (consent/data control), and built region-compliant infrastructure for ADGM/FSRA in UAE What drives me is solving hard problems with simple solutions, building teams that care as much about the why as the how, and shipping products that users trust and love.More...