Al Rajhi BankDirector of Credit Portfolio Management
May. 2015 - Mar. 2019Riyadh, Saudi ArabiaKey Achievements
Transformed unit from reporting team to business intelligence unit for accomplishing objectives and improving efficiency to identify risk origination and opportunities in support of business objectives.
• Revamped and deployed group risk appetite statement, whilst engaging with business units and subsidiaries.
• Improved portfolio structure, concentrations, and risk appetite targets by proactive portfolio monitoring.
• Addressed all material risks faced by the bank, whilst the development of ICAAP under normative and economic perspectives.
• Executed model enhancement for RAROC, stress testing, and Pillar 2 methodologies to assist with profitability forecasting and capital optimisation
Key Accountabilities • Credit Portfolio Management, Risk Appetite, Stress Testing, ICAAP, ILAAP, modeling, RAROC, Regulatory Reporting, MIS, policies and procedures.