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Network Power<100 people
Roles
🧨45%
Consulting
🔥40%
Startup Founder
🧑💼36%
C-level Executive
Geos
🇪🇸18%
Spain
🇨🇦9%
Canada
🇿🇦9%
South Africa
Work Background
FourthlineCountry Manager Spain&Portugal
Mar. 2023 - Nov. 2023Madrid, Community of Madrid, SpainFourthline is one of the fastest growing providers of digital identity technology. Fourthline´s mission is to fight financial crime.
CEN CádizMember
Jan. 2023Jerez de la Frontera, Andalusia, SpainAssociation of Proffesionals & Enterprises South Spain. Business Networking
AlgoanCountry Head of Sales & Partnership IBERIA
Jan. 2022 - Mar. 2023Madrid, Community of Madrid, SpainRole: Responsable for Business Development in Spain. Sales Pipeline Credit Decisioning as a Service. (PSD2)
Algoan helps lenders and BNPL make the best risk decisions throughout the credit lifecycle by unleashing the power of Open Banking, transforming raw data into meaningful insights and credit scoring.
Fintech-HarborINCOME Marketplace - Sales Partner Spain
Jun. 2021 - Dec. 2021Madrid, Community of Madrid, SpainRole: Loan Originator (LO) onboarding agent in Spain INCOME is a European marketplace for investing into consumer loans from around the world. We connect consumer lending companies (LO) to investors and enable an improved way to invest.
https://getincome.com/
Network Development HubAffiliate Advisor
Apr. 2021 - Dec. 2022Madrid, Community of Madrid, SpainWith our combined experience from technology, business development, leadership and sales, we take on senior level advisory roles. Through our affiliated advisors, worldwide, we have access to C-level domain specialists in selected areas, such as artificial intelligence, cyber security, insurance, finance, telecom.
Fintech-Harbor - Your Digital AdvisorBusiness Development Partner
Jan. 2021Madrid, Comunidad de Madrid, EspañaSupporting FinTech startups, and scaleups in achieving revenue growth across several products and solutions while entering Spain. GTM Execution • Senior Sales Executive @ BOOSTE (booste.com) - A Revenue Base Finance Marketplace. Alternative financing for eCommerce
• Authorized Biz Development Agent @ INCOME Marketpalce (getincome.com) - European Marketplace to investing in consumer loans
• Affiliate Advisor @ NETWORK DEVELOPMENT HUB (NDH) - combined experience and generate leads from technology, AI, business development, leadership, and sales
• Business Partner @ EBURY - Alternative financial solutions to simplify international trade
• Country Brand Ambassador @ ZENOO - Tailored onboarding experiences, offering a full digital onboarding solution. Acquire new leads and data delivery partners
Fintech-HarborFintech Senior Advisor
Jan. 2021Madrid, Community of Madrid, Spain• Fintech Advisory in Digital Consumer Lending, Open Banking, Credit Decisioning, Digital Onboarding...
• SME alternative finance. SME seeking for best funding source. Partnering with BeGreat Consulting in Spain Renting as a Service facility • Rental Advance: Partnering Fintech-Harbor Mission: Impact on client’s growth and business performance.
Ferratum GroupCountry Manager Spain
Mar. 2019 - Mar. 2021Madrid y alrededores, EspañaFinTech that develops and operates a big data based global financial platform for real-time scoring, lending and Neo banking services.
Ferratum’s Mobile Bank Wallet is an innovative digital bank offering a range of banking services. R O L E:
Managing operations in Spain for Ferratum Bank by:
• Full P&L responsibility
• Ensuring smooth co-operation between central - functional teams at group level
• Develop and implement country strategy along with group guidelines OKRs and KPIs
• Full Marketing / CRM coordination w/ stakeholders
• Partnership integrations and search (e-Commerce, PFMs, Insurances, POS)
• Payment solutions: Trustly, CentroLink, Paysafe, IVR acceptmail
• Open Banking: Implement and improve bank consumer data and analytics w/ top partners: Tink (Instantor) and Nordigen
• Underwriting: Policy rules performance, scoring, risk and fraud and debt recovery tactics management through Pactum Collections.
• Supervise all regulatory, compliant and legal regime under Ferratum Bank
• Mobile Banking management support (Ferratum Bank)
• Debt Sales for NPL portfolio/ outsource strategy
Equfin HoldingsCEO Spain
Sep. 2018 - Apr. 2019Madrid Area, SpainOperating under CCLoan.es brand, a Fintech Company, part of EQUFIN Capital Holding, offers online lending to improve financial freedom to unreserved consumers by the use of technology. R O L E:
· In charge of company's daily operations in Spain, · Ensuring smooth co-operation between cross-functional teams both local and group. · In alignment with group strategies, build and implement country strategy. · Product portfolio management
· Full P&L responsible · Reporting to CEO Holding
SlimPayInterim Sales Director Spain
May. 2018 - Sep. 2018Madrid Area, SpainSlimPay is establishing itself as a pan-European expert in the management and simplification of recurring payments and the subscription business.
As an approved payment institution, SlimPay is authorized to process and execute payments on behalf of its clients. Head of sales focus on developing subscription services companies through recurring payment SEPA and Debit Card direct debit system. SalesForce, Sales Navigator
MASTERPAYMENT part of NET1 Group (NASDAQ: UEPS)Sales & Biz Dev Director , Iberia
Oct. 2016 - Mar. 2018Madrid Area, SpainMasterpayment combines the core capabilities of an acquirer with those of a payment service provider and adds the regulatory possibilities (loans) of a renowned bank into our service portfolio. Part of NET1 Group (NASDAQ-UEPS), a leading global FinTech provider for issuing, acquiring, working capital finance and money remittance products and services. Partnering with Bank Frick for SME Lending. R O L E:
• Responsible for developing and launching Masterpayment WC Solution -MASTERTRADING
• Identify working capital financial needs for SMEs, managed a WC fund of 86M euros
• Member of our International Executive Team: Elaborate new strategies and financial solutions for SME
• Collaborate with our International Risk Management Board by implementing local rating and scoring agencies procedures along with qualitative measurements
• Represent Masterpayment in market events, media channels and industry development • Implemented regional partnership networks
• Launch pilot project within 6 months: Successfully achieved allocating 2 M euros revolving purchase lines
• Manage sales Pipeline
• Report to International Managing Director
• Serve different verticals: Ship dismantling, renovable energies, retailing, auto manufacturing, logistics, utilities and petrochemicals.
CrossLendCountry Manager & VP Business Development CrossLend Spain
Sep. 2015 - Oct. 2016Berlin Area, GermanyCrossLend is a B2B2C FinTech company with a mission to make the European debt ecosystem more efficient, transparent and profitable. We provide securitisation as a service, transforming loans into notes on a portfolio or 1 loan:1 note basis. Our innovative securitisation setup allows investors to build diversified portfolios of loans (via notes) at a pan-European level, while enjoying greater risk transparency. Responsibilities:
• Managing and representing CrossLend for Spain
• Directing the development of strategic and operational plans
• Leading Banking Partnership Implementation: CaixaBank CF, Bankinter, BBVA, B.Santader
• Coordinate online marketing strategies
• Relations with Private and Institutional Investors, Family Offices
• Business Development focused on identifying and implementing Retail partnerships
• Oversight Legal and compliance regulations
• Supervise risk analysis, risk modeling, and loss prevention program.
• Define and execute Debt Collection Strategies
• Cooperate with all in-house stakeholders: Data Science, Operations, Product, BI, Marketing, Legal
• Initiated implementation of PFM, Bank Scraping INSTANTOR and improve scoring outsourcing partners by defining new acquisition strategy
Monedo Holding GmbHManaging Director Kreditech Spain
May. 2014 - Aug. 2015Hamburg Area, GermanyManaging Director for Spanish Operations:
- Setup Company and operations in Madrid, Spain
- Diversified product portfolio (microlending, Installment and Prepaid card products) Kredito24.es, ZAIMO.es, MonedoNow.es
- Launched in-house Debt Colletion Project
- Built 3 parties Partnership
- Developed and Integrate virtual and physical MC Card program from PPRO. Monedo Pay
Kreditech Holding SSL GmbHCountry Manager Spain
May. 2014 - Dec. 2014Hamburg Area, GermanyRoles & Responsibilities:
- Developing, implementing and managing Operations for Kreditech Spain
- Collaborating, coordinating and instructing our Corporate development teams and stakeholders - Setting up strategies along with CMO and Senior Online Marketing team.
- Negotiate with Media Agency and TV Media groups Mediaset and A3Media
- Ensure a continuous and aggressive growth (double digit) in order to bolster industry leadership. - Responsible for Country’s KPIs and P&L. Budget Owner
- Established international key partnerships (Bank Scraping, INSTANTOR, Kontomatik, PSP, PFM, bureaus)
- CRM implementation - KYC
- Developed, executed and managed debt collection / recovery operations and tactics
- Oversights of compliance practices & adherence to regulatory guidelines legal-financial-tax authorities
- Manage a Team of >10 people directly and interact with the whole organization structure 200+
HighCo GroupCo Founder & co-CEO
Dec. 2010 - Mar. 2014Pozuelo De Alarcón, MadridResponsable for building long-lasting relationships with clients and industry through digital solutions in the FMCG/Retail Industry. Mainly focused on Brands and Retailers.
Created, developed, lunched, implemented and executed Company and Business plan in Spain, introducing competition for the first time in 30 years.
Innovating in e-coupon clearing, Retail Implementation and mobile digital couponing. POS coupon clearing in Auchan, Carrefour and other several retailers following GS1 standards. International Company with presence in 16 European countries and expanding to other continents, leading the Retail Industry in issuing and managing Digital Techno marketing solutions.
Smart Retail ConecctionFounder & CEO
Jan. 2008 - May. 2014Madrid y alrededores, EspañaSmart Retail Connection, offers consulting, developing, implementation and execution of Gift Card Prepaid Programs (Close and Open loop) plastic and digital, also partenering with CaixaBank and VISA. From Dec 2010 to Mar 2014: Served as Co-Founder & BDM for HighCo Group in developing and implementing Coupon Clearing Strategy for Spanish Market. E-Settlement, Mobile Couponing and e-Clearing, Digital Couponing. - Partnership with Swiss Company Loyalty Services AG for Spanish Market. - Creation & Implementation of Prepaid End-to-solution in partnership with VISA & CaixaBank for Unibail Rodamco Group - 9 leading malls across Spain. Issued 180K Visa prepaid cards - Run several Prepaid Close Loop Card Programs for Merchants and franchises. DECIMAS, EL CABALLO
Valassis Marketing SolutionsCEO & General Manager Spain
Jan. 1997 - Dec. 2007Madrid, Comunidad de Madrid, EspañaImplementing first POS coupon clearing nationwide following GS1 standards. Launched CRM scheme for P&G based on unique coupon codes. 2003 - 2007 General Manager & CEO for Valassis Communications
2001 - CEO & General Manager NCH Marketing Services
1997 - General Manager Nielsen Clearing House (NCH)
NielsenIT Director & Data Processing Manager- NCH
Oct. 1990 - Nov. 1997Madrid Area, Spain - Chicago IL, USAFrom 1994 to 1996: IT Director for Nielsen Clearing House
From 1990 to 1994: Data Processing and Senior Developer Manager
- Developed the 1st Integrated Coupon Processing platform along with International Project Group
- DataBase Management and DataWarehousing for consumer promotions (CRM)
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