Johanna Tan

Commercial Banking Division Head @Philippine Veterans Bank

Sales & BizDevConsultingFinanceBusiness Development ManagerExecutive CoachFinancial AnalystGraduate Student👍 Sales & BizDev🧨 ConsultingBanking Operations🏦 Finance🎓 StudentLife CoachingBusiness AnalystCustomer ResearcherAccount Manager

Seasoned banker with 25+ years of expertise in crafting and structuring complex loan packages for optimal financial outcomes. Proven ability to assess borrower needs, mitigate risk, and deliver win-win solutions for both lenders and borrowers. Skilled relationship builder with a deep understanding of credit and risk management. Multilingual proficiency in English, Mandarin, Fookien, and Filipino.

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25+ Years in Banking: Commercial Lending Expertise

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