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Work Background
BetterHead of Operations - India | SaaS Transformation | Driving Scalable Offshore Teams
Aug. 2025
BetterHead of Operations - India
Aug. 2025
BetterHead of Underwriting | Oversight of Credit Policy, Collateral Risk & India Operations
Feb. 2022 - Aug. 2025
BetterDirector Of Underwriting
Apr. 2021 - Feb. 2022San Francisco Bay Area
Better.comRegional Underwriting Manager
Aug. 2020 - Apr. 2021San Francisco Bay Area
Better.comUnderwriting Manager
Feb. 2019 - Aug. 2020San Francisco Bay Area
BetterDirector of Underwriting / Regional & Senior Underwriting Manager | Operations Transformation
Oct. 2018 - Feb. 2022San Francisco Bay Area
Better.comSenior Underwriter
Oct. 2018 - Feb. 2019San Francisco Bay Area
Summit Funding, Inc.Senior Mortgage Underwriter, DE/SAR | High-Volume FHA and VA Underwriting (Remote)
Nov. 2015 - Aug. 2018San Francisco, CA-Mortgage underwriter with pipeline scope handling transactions for Fannie Mae, Freddie Mac, Federal Housing Administration (FHA) and Veterans Administration (VA) utilizing AUS systems with DE/LP and or applied manual underwriting for loan decision approval or denial.
-Top 5 of producers within department year over year.
-Ability to apply risk assessment to transactions to ensure they meet investor requirements for salability and sound loan decision. Responsible for complete assessment of each transaction consisting of credit and income analysis and collateral approval.
-Licensed through HUD and VA to complete appraisal analysis and issuance of final notification of value. Ensure transaction meets local HUD requirements.
Summit Funding, Inc.Senior Mortgage Underwriter DE, SAR (Remote)
Nov. 2015 - Aug. 2018San Francisco, CA-Mortgage underwriter with pipeline scope handling transactions for Fannie Mae, Freddie Mac, Federal Housing Administration (FHA) and Veterans Administration (VA) utilizing AUS systems with DE/LP and or applied manual underwriting for loan decision approval or denial.
-Top 5 of producers within department year over year.
-Ability to apply risk assessment to transactions to ensure they meet investor requirements for salability and sound loan decision. Responsible for complete assessment of each transaction consisting of credit and income analysis and collateral approval.
-Licensed through HUD and VA to complete appraisal analysis and issuance of final notification of value. Ensure transaction meets local HUD requirements.
Wells FargoSenior Mortgage Underwriter (DE) | 2013–2015
Mar. 2013 - Oct. 2015Rancho Cordova, CA-Mortgage underwriter, providing approval and denial credit decisions for DU, LP and FHA transactions up to $1,000,000.
-Received award in 2013 & 2014 for no defects on loan packages which maintains quality for investors.
Wells FargoSenior Mortgage Underwriter DE
Mar. 2013 - Oct. 2015Rancho Cordova, CA-Mortgage underwriter, providing approval and denial credit decisions for DU, LP and FHA transactions up to $1,000,000.
-Received award in 2013 & 2014 for no defects on loan packages which maintains quality for investors.
Wells FargoSenior Mortgage Underwriter DE
Mar. 2013 - Oct. 2015Rancho Cordova, CA-Mortgage underwriter, providing approval and denial credit decisions for DU, LP and FHA transactions up to $1,000,000.
-Received award in 2013 & 2014 for no defects on loan packages which maintains quality for investors.
Interra Development PartnersCommercial Development Project Coordinator | 2007–2009
Feb. 2007 - Feb. 2009Sacramento, CA/ Chicgo IL-Project coordinator for 15-20 development and construction projects for national drugstore chain and grocery tenants throughout California.
-Coordinated with local municipalities on project lifecycle through entitlements, signage and final approvals.
-Managed project budgets, draw packages and all change orders. Coordinated processing of permit and vendor fees and accounts payable for each project budget.
Interra Development PartnersCommercial Development Project Coordinator
Feb. 2007 - Feb. 2009Sacramento, CA/ Chicgo IL-Project coordinator for 15-20 development and construction projects for national drugstore chain and grocery tenants throughout California.
-Coordinated with local municipalities on project lifecycle through entitlements, signage and final approvals.
-Managed project budgets, draw packages and all change orders. Coordinated processing of permit and vendor fees and accounts payable for each project budget.
MILAManager, Business Development | 2005–2007
Oct. 2005 - Apr. 2007Northern California/ Seattle, WA-Targeted and cultivated network of mortgage broker relationships for major wholesale bank specializing in Alt A and prime markets for large territory covering Northern and Southern California.
-Placed 13 out of 150 business development managers in 2006, earning spot in National Presidents Club.
-Effectively delivered marketing strategies through developed materials and power point presentations to drive further sales and value add for clients to foster and maintain existing relationships.
MILAManager of Business Development
Oct. 2005 - Apr. 2007Northern California/ Seattle, WA-Targeted and cultivated network of mortgage broker relationships for major wholesale bank specializing in Alt A and prime markets for large territory covering Northern and Southern California.
-Placed 13 out of 150 business development managers in 2006, earning spot in National Presidents Club.
-Effectively delivered marketing strategies through developed materials and power point presentations to drive further sales and value add for clients to foster and maintain existing relationships.
Bank of AmericaSenior Mortgage Underwriter | 2001–2013
Aug. 2001 - Mar. 2013Rancho Cordova, CA-Responsible for approval and denial of loan transactions requiring complete responsibility for credit and income analysis along with appraisal and collateral review of properties.
-Received several accolades for high production and quality of loan packages with no defects in over three years.
Bank of AmericaSenior Mortgage Underwriter
Aug. 2001 - Mar. 2013Rancho Cordova, CA-Responsible for approval and denial of loan transactions requiring complete responsibility for credit and income analysis along with appraisal and collateral review of properties.
-Received several accolades for high production and quality of loan packages with no defects in over three years.
Placer Title CompanyEscrow Assistant
Sep. 2000 - Oct. 2004Sacramento, California Area-Provided administrative support to escrow officer on residential real estate transactions.
-Effectively implemented computerized system for organizing and maintaining escrow pipeline.
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