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Work Background
MJ accountants (London) LtdAssistant Accountant
Jan. 2025 - Sep. 2025London Area, United Kingdom• 𝐕𝐀𝐓 𝐂𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐜𝐞: Prepared and filed VAT returns for 𝟐𝟎+ 𝐒𝐌𝐄𝐬, ensuring 𝟏𝟎𝟎% on-time compliance.
• 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐑𝐞𝐩𝐨𝐫𝐭𝐢𝐧𝐠: Produced accurate management accounts and financial reports to support decision-making
• 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐀𝐝𝐯𝐢𝐬𝐨𝐫𝐲: Provided accounting and tax guidance to SME clients on compliance and financial performance
• 𝐂𝐈𝐒 𝐂𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐜𝐞: Submitted CIS return for subcontractors, reducing compliance errors to zero.
• 𝐏𝐚𝐲𝐫𝐨𝐥𝐥 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭: Processed payroll for 𝟓𝟎+ 𝐞𝐦𝐩𝐥𝐨𝐲𝐞𝐞𝐬, ensuring accurate PAYE, NIC, and pension contributions.
• 𝐓𝐚𝐱 𝐂𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐜𝐞: Prepared corporation tax and self-assessment returns, meeting all statutory deadlines.
• 𝐁𝐚𝐧𝐤 & 𝐀𝐜𝐜𝐨𝐮𝐧𝐭 𝐑𝐞𝐜𝐨𝐧𝐜𝐢𝐥𝐢𝐚𝐭𝐢𝐨𝐧𝐬: Conducted detailed reconciliations, identifying discrepancies early to safeguard financial accuracy
• 𝐀𝐏 & 𝐀𝐑 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭: Managed receivables, payables, and bookkeeping processes, ensuring financial accuracy
Co-opTeam Lead
Dec. 2023London Area, United Kingdom• Team Leadership: Spearheaded a cross-functional team and boosted team performance by training and development, and collaborative environment, resulting in a 25% increase in task completion effective rates. • Operational Efficiency: Achieved 90% compliance rate, adhering operational compliance & workflow processes • Regulatory Compliance: Ensured 90% regulatory compliance across all operations, reducing potential legal issues • Minimized inventory discrepancies by 25% through rigorous stock control and auditing & reconciliation procedures.
BEAUTY THE DIVINE LTDFinance Assistant
Dec. 2023 - Jun. 2024Greater London, England, United Kingdom• Increased Financial Reporting Accuracy: Elevated reporting accuracy by 50% through cleaned up and review of the accounting records, business transactions using advanced accounting Software. • Accounting Software: Improved financial record keeping by 50% and reduced processing time by 30%, Implementing QuickBooks, • Enhanced Business Finance: Engineered funding pitchbook, strategized financial model, analysed financial data, ratios & planned financial strategies, leading to increase 20% of fund flow and improvement of strategic finance. • Strategic Financial Planning & Data Analysis: Dissected complex financial data and formulated comprehensive strategies, resulting in 20% improvement in strategic decision-making, increase in long-term financial stability, and 18% growth in profitability. • Optimized Cash Flow: amplified cash flow by 30%, managing receivables, inventory, payables, and payroll, • Streamlined Operations: resolved 15% deficiencies and streamlined the operating procedures via business analysis, automation innovative income generation, internal control, Budgeting & forecasting
BEAUTY THE DIVINE LTDFinancial Accountant
Dec. 2023 - Jun. 2024Greater London, England, United Kingdom• 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐑𝐞𝐩𝐨𝐫𝐭𝐢𝐧𝐠: Elevated reporting accuracy using advanced accounting software and record reviews.
• 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐲: Developed financial models and conducted ratio analysis to support management decision-making
• 𝐀𝐜𝐜𝐨𝐮𝐧𝐭𝐢𝐧𝐠 𝐒𝐲𝐬𝐭𝐞𝐦𝐬: Improved data accuracy and reduced processing time by implementing QuickBooks
• 𝐅𝐮𝐧𝐝𝐢𝐧𝐠 𝐒𝐮𝐩𝐩𝐨𝐫𝐭: Increased capital inflow through funding pitchbooks and financial modelling.
• 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 & 𝐃𝐚𝐭𝐚 𝐀𝐧𝐚𝐥𝐲𝐬𝐢𝐬: Analysed financial data to support planning, performance monitoring, and profitability
• 𝐂𝐚𝐬𝐡 𝐅𝐥𝐨𝐰 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭: Optimized cash flow by managing receivables, payables, inventory, and payroll.
• 𝐎𝐩𝐞𝐫𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐂𝐨𝐧𝐭𝐫𝐨𝐥𝐬: Strengthened controls via budgeting, forecasting, automation, and internal control processes
Bella BDAccounts & Finance
Dec. 2020 - Sep. 2023304, New Elephent RoadAccomplishments: • Overhauled Financial Reporting: Augmented reporting accuracy by 25% through comprehensive business transaction review, accounting records, summarization, compliance. • Resilience in Financial Acuity: Strategized a robust financial model, financial ratio & created financial strategies as per industry benchmarks, culminating in a 30% improvement in strategic decision-making. • Leveraged Cash Flow & working Capital: Fortified liquidity by 20%, ensuring efficient cash flow, banking & treasury management. and via strategic management of working capital components like receivable, inventory, payable, and payroll. • Operational Efficiency: proliferated productivity by 20% through streamlining processes like, quality control measures, supply chain optimization, inventory automaton, performance management frameworks &, in-depth business analysis • Effective Team Leadership: Led and boosted team productivity by 25%, implementing training & development programs, and collaborative environment. • Cost efficiency: Implemented cost-saving initiatives and analyzed supply chain loopholes, achieving a 10% reduction in operational expenses without compromising quality. • Innovation and Efficiency: Drove continuous improvement and utilized new technologies & AI, resulting in a 15% increase in operational performance and efficiency.
Bella BDAccounts & Finance Manager
Dec. 2020 - Sep. 2023304, New Elephent Road• 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐑𝐞𝐩𝐨𝐫𝐭𝐢𝐧𝐠: Improved reporting accuracy by 25% through review of accounting records and internal controls
• 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐀𝐧𝐚𝐥𝐲𝐬𝐢𝐬: Developed financial models and analysed to identify inefficiencies
• 𝐂𝐚𝐬𝐡 𝐅𝐥𝐨𝐰 & 𝐖𝐨𝐫𝐤𝐢𝐧𝐠 𝐂𝐚𝐩𝐢𝐭𝐚𝐥: Optimized liquidity by 20%, managing receivable, inventory, payable, payroll and banking.
• 𝐎𝐩𝐞𝐫𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐄𝐟𝐟𝐢𝐜𝐢𝐞𝐧𝐜𝐲: Increased productivity by process improvements, quality controls, and inventory management
• 𝐓𝐞𝐚𝐦 𝐋𝐞𝐚𝐝𝐞𝐫𝐬𝐡𝐢𝐩: Enhanced team productivity via training programs, and workflow coordination.
• 𝐂𝐨𝐬𝐭 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭: analyzed supply chain inefficiencies, cost analysis, achieving a 10% reduction in operational expenses.
• 𝐏𝐫𝐨𝐜𝐞𝐬𝐬 𝐈𝐦𝐩𝐫𝐨𝐯𝐞𝐦𝐞𝐧𝐭: Implemented technology-based workflows to improve accuracy and efficiency.
Emerging Credit Rating LimitedFinancial Analyst
Apr. 2019 - Nov. 2020104 Park Road BaridharaAccomplishments: o Comprehensive Risk assessment: Conducted over 300 credit rating assessment, including Non-Banking Financial Institutions, Investment Companies, Microfinance, NGOs, Corporate Entities, SMEs, and distributorship evaluations for Unilever Bangladesh Limited. o Strategic Investment Analysis: Devised financial strategy, including loss management and cost control, decision-making for 10 capital investments & project finance o Advanced financial analysis: prepared 10 project finance report, pitchbook & reviewed critical financing materials, including investment memoranda, management presentations o Executed In-depth Business Analysis: Scrutinised and visited 70 premises to comprehend business process, operation, creditworthiness & identifying issues affecting profitability, growth, productivity, liquidity, solvency. o Ensured Regulatory Compliance: Scrutinized different rules and regulations, covering loan classification and reschedule, Corporate Governance, compliance, and implementing this knowledge while conducting 300 rating procedures.
Credit Rating Imformation and Services Limited (CRISL)Research Officer
Jul. 2017 - Apr. 2019• Conducted Business Analysis: comprehensive quantitative and qualitative analyses of businesses, SMEs, and project finance & relevant industry. • Assessed Operational and Financial Performance: Evaluated factors affecting operational performance, profitability, growth, and liquidity and assessed creditworthiness, regulatory compliance. • Developed SME Financial Evaluation Models: Created financial analysis model with a structured report to evaluate SMEs. conduct quantitative & qualitative analysis according to Guidelines on Internal Credit Risk Rating System • Analysed Industry: Evaluating Economic, Political, Social, Legal, Technological environments and find probable impact of these events on businesses and prepared a rating report with SWOT analysis. • Conducted Business Analysis: comprehensive quantitative and qualitative analyses of businesses, SMEs, and project finance & relevant industry. • Assessed Operational and Financial Performance: Evaluated factors affecting operational performance, profitability, growth, and liquidity and assessed creditworthiness, regulatory compliance. • Developed SME Financial Evaluation Models: Created financial analysis model with a structured report to evaluate SMEs. conduct quantitative & qualitative analysis according to Guidelines on Internal Credit Risk Rating System\ • Analysed Industry: Evaluating Economic, Political, Social, Legal, Technological environments and find probable impact of these events on businesses and prepared a rating report with SWOT analysis.
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