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Work Background
Head of Customer-Centric Credit Strategy & Innovation
banco BVHead of Customer-Centric Credit Strategy & Innovation
Nov. 2024São Paulo, Brazil- Responsible for BV’s Customer Centric Credit Strategy - Team Leadership and People Management - Open Finance and Credit Risk Strategy - Retail & Wholesale Banking and Consumer Finance - Open Innovation - GenAI applications - Cycle of Credit and Collection - Building Strategic Partnerships with Companies and Startups that bring value to all parties - New trends and Experimentation - Digital Bank / Credit Card / Loans / Auto, Solar panels and Goods Financing / Open Finance - Data-Driven - Income Models, Customer Rating - Motivate and Inspire bold ideas and moonshot thinking - Collaboration and Collective Learning - Innovation Culture - Agile & Lean Methodology - Articulate strategic goals aligned with the Organization
Innovation & Strategy Manager
banco BVInnovation & Strategy Manager
Aug. 2022 - Nov. 2024São Paulo, São Paulo, Brazil- Leader of Leaders. Enabling Leaders, Coodinators, POs, PMOs to Lead Teams of Data Scientists, Engineers, Analysts, Specialists and Squads to innovate in the cycle of Credit and Collection - New trends and Experimentation - Open Innovation - Building Strategic Partnerships with Companies and Startups that bring value to all parties - Google Digital Transformation Partnership with BV - Databricks and Google Cloud Platform (BQ/BT/GCS) - DataViz: Power BI - Retail & Wholesale Banking and Consumer Finance - Digital Bank / Credit Card / Loans / Auto, Solar panels and Goods Financing / Open Finance - Customer-Centric and Data-Driven Strategy - Motivate and Inspire bold ideas and moonshot thinking - Collaboration and Collective Learning - People Management and Innovation Culture - Agile & Lean Methodology - Articulate strategic goals aligned with the Organization - Contracts Lifecycle Management - Budget Management and Allocation
Innovation & Strategy Leader
banco BVInnovation & Strategy Leader
Aug. 2021 - Aug. 2022São Paulo, Brazil- Leading and Enabling Teams of Data Scientists, Engineers, Analysts, Specialists and Squads to innovate in Credit and Risk - New trends and Experimentation - Open Innovation - Building Strategic Partnerships with Companies and Startups that bring value to all parties - Google Digital Transformation Partnership with BV - Databricks and Google Cloud Platform (BQ/BT/GCS) - DataViz: Power BI - Retail Banking and Consumer Finance - Digital Bank / Credit Card / Loans / Auto, Solar panels and Goods Financing - Customer-Centric and Data-Driven Strategy - Motivate and Inspire bold ideas and moonshot thinking - Collaboration and Collective Learning - Articulate strategic goals aligned with the Organization
Data Science Coordinator
banco BVData Science Coordinator
Nov. 2020 - Jul. 2021São Paulo, São Paulo, Brazil- Leading Data Science Teams for Credit Risk Modeling. - New trends & Innovation - Azure Databricks - Machine Learning Model Pipelines using Scikit Learn / XGBoost / LGBM / H2O.ai with Python and PySpark - DataViz: Tableau - Retail Banking and Consumer Finance - Credit Card / Loans / Financing - Customer-Centric Strategy
Risk Management Consultant
Banco SantanderRisk Management Consultant
Sep. 2020 - Nov. 2020Sao Paulo, Sao Paulo, Brazil- Data Science Specialist - Responsible for data analytics and modelling (Credit Risk, Fraud Detection and Prevention) - Use of Big Data tools such as Spark and Hive on Hadoop (Cloudera Solutions) - Feature Engineering - Build Machine Learning Model Pipelines using Scikit Learn / XGBoost / LGBM with Python and PySpark - DataViz: Qlik Sense - Retail Banking and Consumer Finance - Credit Card / Current Account / Financing - Customer-Centric Strategy
Senior Data Scientist - Anti Fraud
Banco SantanderSenior Data Scientist - Anti Fraud
Aug. 2019 - Aug. 2020São Paulo, Brazil- Anti Application Fraud Strategy - Responsible for data analytics and modelling (Fraud Detection and Prevention) - Financial Crimes - Use of Big Data tools such as Spark and Hive on Hadoop (Cloudera Solutions) - Feature Engineering - Build Machine Learning Models using Scikit Learn / XGBoost / LGBM with Python - Retail Banking and Consumer Finance - Credit Card / Current Account / Financing
Senior Risk Analyst - Revolving Credit
Banco SantanderSenior Risk Analyst - Revolving Credit
Jun. 2018 - Jul. 2019São Paulo, Brazil- Revolving Credit Portfolio Management (R$ 32,0+ Billion wallet). - Responsible for credit limit increase policies and risk strategies. - Retail Banking - Data Analytics with Python and SAS/SQL. - Use of Big Data tools such as Hive/Spark on Hadoop. - DataViz: Qlik Sense - Risk mitigation, optimization and reduction. - Risk impact measurement and decision making based on willingness to accept risk.
Risk Analyst II - Financing
Banco SantanderRisk Analyst II - Financing
Nov. 2016 - May. 2018São Paulo, Brazil- Portfolio Management (R$ 16,0+ Billion wallet). - Responsible for credit risk admission policies with R$ 1,0+ Billion/month in vehicle financings. - Consumer Finance - Data Analytics with SAS/SQL. - DataViz: Qlik Sense - Risk mitigation, optimization and reduction. - P&L statement monitoring. - Risk impact measurement and decision making based on willingness to accept risk.
Portfolio Management Risk Intern
Banco SantanderPortfolio Management Risk Intern
May. 2016 - Oct. 2016São Paulo, Brazil- KPI monitoring and evaluation. - Credit Risk cluster analysis. - Credit Policy study based on Score, Ratings and Probability of Default (PD). - Exposure and Provision Control. - Management Report Generation. - Main Products: Personal Loans and Vehicle Credit Loans.
Flight Operations Engineering Intern
LATAM AirlinesFlight Operations Engineering Intern
Oct. 2014 - Jul. 2015São Paulo, Brazil- Aircraft Performance calculations, degradation and cost index. - Developed Mobile applications, using Xcode and Swift language, for pilots and internal use of the company during the test-phase of new projects. - Visual Basic for Excel and Outlook automating reports, based on data provided by the apps developed. - Generated Project Report for Management.
Undergraduate Researcher
Universidade Federal do ABC - UFABCUndergraduate Researcher
Apr. 2013 - Nov. 2014Santo André, BrazilIniciação Científica financiada pela CAPES/CNPq. Título: “Estágios Finais da Evolução Estelar: Estrelas de Neutron e Buracos Negros (Final Stages of Stellar Evolution: Neutron Stars and Black Holes)"

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