Keep in touch with meI'm using Intch to connect with new people. Use this link to open chat with me via Intch app
Work Background
Davis Bloom LimitedBusiness Consultant
Jul. 2022Accra, Greater Accra Region, Ghana• Developing, implementing, and maintaining leading-edge data analysis for businesses
• Identifying business performance trends and opportunities for growth through analysis of complex datasets
• Evaluating internal systems for efficiency, problems, and inaccuracies, and develop and maintain protocols for handling, processing, and cleaning data
• Performing operational and management reviews to track performance of business and identifying opportunities for growth using data • Performeing AS-IS and TO-BE assessment of clients management and operations to identity existing gaps and areas of improvement, against industry and global best practices, and outlined roadmap for implementations of change drivers
• Leading the identification and development of new business opportunities and potential clients and markets for expansion to drive business growth for start-ups and existing business.
• Evaluating existing and new businesses against potential risk to ensure clients maximize gains and reduces associated losses
Consolidated Bank GhanaUnit Head, Credit Risk Reporting
May. 2022• Develop and enhance the Credit Reporting framework which meets the requirements of various external & internal stakeholders.
• Lead initiatives for development of tools and methodologies for measuring and reporting of Credit Risk in the portfolio management across the Bank and associated models/ processes.
• Provide requirements and design inputs, particularly with regards to credit risk recognition, measurement, and its reporting as part of the core team for implementation of key credit risk framework.
• Ensure that the classification, provisioning, impairment and expected credit loss computation of NPLs and monthly preparation of Specific Loan Loss Provisioning in line with regulatory requirements
• Ensure the stress-testing of the Bank’s credit portfolios to identify potential risks and assess unexpected losses and unexpected risk correlations.
• Maintain database on bank-wide credit portfolio and up to date and accurate records on the performance of individual credit exposures.
• Ensure completeness, accuracy and timeliness in all Regulatory Reporting. Initiate periodic review on regulatory reporting processes to ensure compliance to regulations. • Ensure the periodic rendition of routine and ad-hoc reports on the Bank’s risk assets to management and regulators
•Engage appropriate stakeholders to ensure timely remedial actions and escalation of situations that pose significant risk
• Ensure the teams are adequately resourced and staffed by an appropriate number of competent staff, who are sufficiently independent to perform their duties objectively
• Provide leadership, management and coaching to direct reports to ensure they are highly engaged and performing to their potential.
• Set and monitor job descriptions and objectives for the team, provide feedback and rewards in line with staff performance against their responsibilities and objectives
• Manage internal and external audits
Consolidated Bank GhanaSenior Credit Risk Analyst
Aug. 2018 - Apr. 2022Ghana• Completed preliminary file review to determine financial requirements of clients and advised on requirement for the credit approval process
• Assessed the credit worthiness of current and prospective clients by examining their financial transactions and credit history
• Identified risk factors that could impact the bank’s ability to be repaid and communicated to the approval authority.
• Maintained database on bank-wide credit portfolio and up-to-date accurate records on the performance of individual credit exposures.
• Prepared classification, provisioning, impairment and expected credit loss computation of NPLs.
Sovereign Bank GhanaCredit Analyst
Apr. 2016 - Jul. 2018Ghana• Researched background documentation and reviewing personal and business loan application documents.
• Analyzed data regarding loan requests for new, renewal and existing loans, including data provided by credit bureaus, other financial.
• Monitored the repayment of Loans and Advances to ensure that repayment terms are adhered to by the obligors.
• Tracked and reviewed interim and annual financial information on existing loans
• Prepared statutory reports for onward submission to regulator
Data-Den IncBusiness Consultant
Nov. 2014 - Mar. 2016Liberia• Supported clients by identifying potential risks or challenges in their business • Worked with clients to determine their business needs and identified solutions that met these needs in the most effective way
• Collected information about clients and their operations through various menthods including shadowing, interviews and review of policies, procedures and reports. • Performed AS-IS and TO-BE assessment of clients management and operations to identity existing gaps and areas of improvement, against industry and global best practices, and outlined roadmap for implementations of change drivers
• Developed and proposed new business, marketing, opportunities, including research, sales opportunities, and business development activities for clients • Led the implementation of change systems and restructuring of clients business to improve internal processes, including staffing, appraisal and reward policies, and office and operational procedure to optimize efficiency, productivity and profitability.
• Received and assessed feedback from clients on change policies and procedures implemented and remolded the strategies that did not achieve the required output for reimplementation
• Developed and organized capability building training for staff of clients and liaised with facilitators, when needed.
Global Resources Liberia Inc.Business Manager
Jul. 2014 - Jan. 2016Liberia• Managed the staff force of over 120 people at the organizational level and set up a robust appraisal system to ensure staff are motivated.
• Structured and set up departments and systems to improve the management of the company. This led to clear definition of scope for various heads and their primary responsibilities
• Supervised the bidding process for construction, haulage and land preparation contracts from government agencies, NGOs, and private companies.
• Set up mechanism of tracking equipments of the company and monitored their use, expenditure, revenue on all equipment and projects to know their profitability to the company.
• Led research and market analysis on the market and customer needs
• Designed strategies for growth in profitability, increased customer base and customer satisfaction and retention, employee management and the general improvement of the business outlook of the company
• Effectively led the marketing of the products and services of the company to increase the company’s revenues.
• Designed a framework for procurement of goods and services and recruited vendors for the provision of goods and services for the effective running of the operations of the company.
• Managed the relationship between the company and its customers and vendors
The Coca-Cola CompanySupply Chain Manager
Apr. 2011 - Jun. 2014Liberia• Set up the supply chain department of LCCBC in 2011 and managed the activities of the department as part of the seven departments in the company.
• Managed a staff force of 7 people in the Supply Chain Department
• Planned and managed the purchase of raw materials, finished products, spare parts and other products and services to ensure effective and efficient running of the company.
• Worked together with the heads of marketing and sales team and production team to plan the sales forecast and raw material consumption of the company to ensure there was no shortage of raw materials for production
• Managed the relationship between the company and its local vendors and successfully renegotiated payable days from 30 days to 45 days for all existing vendors.
• Served as the company’s representative on the Supply Chain division of the Equatorial Coca-Cola Bottling Company (ECCBC) for the planning of raw materials for the various bottling plants under ECCBC
• Ensured the company’s supply chain and procurement activities were in line with Coca- Cola Company’s requirements and audits of the process received satisfactory ratings.
• Set a robust centralized procurement system for the company to mitigated procurement risks.
• Worked with warehouse to ensure that storage of raw materials and finished products was effectively managed per product requirement to minimize losses, contamination and occupational hazards.
UBA LiberiaResearch, Product Development and Sales Officer
May. 2008 - Apr. 2011Liberia• Led a team to conduct market research on the major sectors/industries in the Liberian economy and write detailed research reports on these sectors/industries.
• Championed the localization of UBA global products and also researched on and developed new products for theLiberian market.
• Conducted quarterly product training for all new UBA recruits and refresher training for all staff.
• Ensured the effective sale of UBA Liberia products by designing and implementing effective sales strategies to increase the deposit base and customer base of the bank.
• Wrote the business proposal for the establishment of Direct Sales Agents in UBA Liberia and trained all new recruits
• Supervised all 32 Direct Sales Agents and develop sales strategies to help them meet their targets.
• Engaged in marketing/sales calls and presentation to staff of various agencies and companies
Intch is a Professional Networking App for the Future of WorkSee more people like Felix on Intch
300k+ people
130+ countries
AI matching
Get Intch if you'd like to
748996 people
15
Business Owner
16
Consultant
15
CEO & Founder @ Dena Patton coaching and training
226187 people
15
Director of Operations @ AI27
15
Delivery Manager @ Insicon
15
Marketing and Business Engineer