SolomonEdwardsMortgage Underwriter
Aug. 2025Queen Creek, Arizona, United StatesAnalyze loan applications, credit reports, and financial documentation to determine eligibility and ensure compliance with FHA, VA, Conventional, and Jumbo guidelines.
Approve, suspend, or deny loans based on creditworthiness, risk assessment, and investor requirements.
Verify completeness of documentation and identify discrepancies or risks.
Ensure compliance with federal, state, and agency regulations (RESPA, TILA, HMDA, ECOA).
Utilize automated underwriting systems (DU, LP) to validate loan decisions.
Communicate underwriting decisions with clear rationale for approval or denial.
Manage loan pipeline to meet service levels and closing deadlines.
Stay up-to-date with regulatory changes and industry best practices.