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Marketing
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IT
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United States
Work Background
Senior Associate
Hero FinCorpSenior Associate
Nov. 2023I work at the intersection of strategy, execution, and transformation in the CEO & MD’s Office at Hero FinCorp, contributing directly to enterprise-wide priorities and high-visibility mandates across business, credit, risk, operations, and technology. Lead and manage high-impact transformation programs across lending, distribution, and customer lifecycle, focused on accelerating digital and strategic initiatives. Drive cross-sell portfolio expansion through data-backed interventions, governance design, and CXO-aligned performance tracking. Collaborate closely with internal leaders to translate strategic goals into executable workstreams—leveraging agile practices and KPIs for accountability and velocity. Support profitability initiatives by aligning internal capabilities with AOP targets, market shifts, and operational efficiency levers. Enable adoption of AI-enabled lending journeys that enhance both customer experience and internal risk-assessment processes. Contribute to leadership reviews, Board-level discussions, and enterprise dashboards ensuring decision-making is rooted in data and system thinking.
Senior Product Manager
CredflowSenior Product Manager
Dec. 2022 - Sep. 2023Noida, Uttar Pradesh, IndiaAt Credflow, a B2B fintech SaaS startup, I owned core product initiatives and drove operations strategy across invoice financing and payments infrastructure. Led the scaling of the Invoice Financing product by integrating credit and disbursal workflows into the platform. Designed and implemented automated payment infrastructure for seamless settlements and improved working capital efficiency. Worked cross-functionally with Credit, Tech, and Operations to deliver faster turnaround and data-driven credit control. Provided strategic inputs to leadership on lender partnerships, monetization, and ecosystem growth.
Product Manager
MintifiProduct Manager
Feb. 2021 - Dec. 2022Mumbai, Maharashtra, IndiaAt Mintifi, I was responsible for building and managing digital lending partnerships, supply chain financing workflows, and product integrations with partner platforms. Developed supply chain financing solutions for large anchor-led ecosystems, improving liquidity and partner retention. Created AI-powered credit assessment models to enhance portfolio health and reduce risk. Enabled real-time credit lifecycle visibility through centralized portals and dashboards. Collaborated with NBFC and banking partners to integrate underwriting, disbursement, and compliance APIs. Interfaced with strategic clients to streamline B2B credit flows.
Business Analyst
Lentra AI Private LimitedBusiness Analyst
Nov. 2017 - Jan. 2021Pune, Maharashtra, IndiaAt Lentra AI, I worked on credit automation and onboarding solutions for top-tier Indian banks and NBFCs, helping digitize lending at scale. Implemented smart VKYC and onboarding journeys for multiple banks, improving customer TAT and compliance adherence. Built and deployed scorecard-based rule engines integrated with credit bureau APIs. Delivered over a dozen go-lives for retail loan products including vehicle loans, personal loans, gold loans, and durable finance. Played a key role in translating product vision into structured requirements and delivery milestones. Applied agile practices to sprint planning, stakeholder communication, and post-launch refinement.

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