Barclays bank ZambiaFinancial Control & MI performance Analyst
Apr. 2007 - Aug. 2011• Compile MI for Retail Operational cost performance, comparing budget against actuals. Identify exceptions, investigate reasons for exceptions (above and below budget), and summarize results for review by the Head of Retail Support. Also feed back results to the branch managers on a monthly basis. • Retrieve weekly performance information from branches for sales campaigns, collate results and feed back to the Product Managers and the Head of Retail Support. • Compile MI for branch performance against sales targets, once again highlighting exceptions. • Compile information on all branch income reviewing budgets against actuals (including all income elements – NII, commissions, fees, interest income etc.) Conduct a trend analysis to determine which income elements can be grown, which are not growing to expectation etc. Create reports for the individual branches and the Head of Retail Support. • Retrieve branch balance sheets from SAP. Review the balance sheets for overall health of the branch and analyse to determine asset & liabilities growth, provisions etc. and highlight any key concerns. Feed back analysis to invidivual branch managers and the Head of Retail Support. • Review in detail, complete monthly income statements from branches, based on information retrieved from SAP. Analyse cost-to-income ratios, and measure against acceptable standards. Highlight any exceptions to invidivual branch managers and the Head of Retail Support. • Collect information on potential losses and write-offs from the Retail Operations Support, analyse trends to identify which branches or areas are of particular concern, and prepare summaries for the Head of Retail Support. • Financial statistics are collected from Finance at the head office. • Complete monthly overall financial performance summaries for inclusion in the Retail Director and Retail Management Committee review.