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Work Background
IS&T Finance
AppleIS&T Finance
Dec. 2015managing the budget tracking, forecasting and control of all EMEIA IS&T and Global Remote Data centre spend.
Credit Analyst
AppleCredit Analyst
Feb. 2013 - Nov. 2015
Credit Manager
Barclays CorporateCredit Manager
Sep. 2010 - Jul. 2012Assessed Credit applications by utilising analytical tools to determine the most suited credit facilities are provided and the appropriateness of existing credit facilities
Invoice finance Credit Analyst
Royal Bank of ScotlandInvoice finance Credit Analyst
Sep. 2008 - Sep. 2010Responsible for assessing customer funding limits for both existing and new customers and converting Factoring and Discounting Clients via Debtor Assessments Reviewing current and new exposures as well as assessing risk whilst seeking a balance between income and bad debt payments Ensuring a high level of customer service is delivered at all times, complying with group policies and working in close conjunction with other departments as well as demonstrating an understanding of the corporate markets 2005 - 2009 THE ROYAL BANK OF SCOTLAND 2007 - 2008 Invoice Discounting Reconciliations Officer Monitoring and following up the receipt of all I.D client returns within agreed timescales, performing checks between sales and purchase ledgers and resolving any issues Responsible for the accurate data entry of retention figures, checking funding/credit limits and identifying the re-aging of aged debt reports as well as reporting any requests to change reserves
Chief Cashier/Teamleader
2005 - 2007Chief Cashier/Teamleader
Nov. 2005 - May. 2007Managing a team of five cashiers with responsibility for ensuring that every transaction is processed in an accurate and timely manner Career Summary (cont) Responsible for balancing and reconciling bank statements and accounts, making money transfers and BACs and CHAPs payments
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