Deem FinanceCredit Analyst
Feb. 2019Underwriting customer applications for personal loan, credit card and business loan as well as customers who are being considered for credit line extensions based on credit worthiness of the application.
Ensure business requirements for loan processing and disbursals are met on a daily basis. Performed the required KYC screenings on customers documenting the information obtained
by the clients as required by global KYC procedures
Responsibility included gathering and analyzing credit information & financial data about
clients, including paying habits or history, earnings, savings information, and purchase activities.
Assessing liquidity risks associated with the assets being offered as the collateral. Effectively assessed credit risk and (current and potential) client viability, analyzing financial
statements and cash flow of customers.