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Work Background
Credit Analyst
Deem FinanceCredit Analyst
Feb. 2019Underwriting customer applications for personal loan, credit card and business loan as well as customers who are being considered for credit line extensions based on credit worthiness of the application. Ensure business requirements for loan processing and disbursals are met on a daily basis. Performed the required KYC screenings on customers documenting the information obtained by the clients as required by global KYC procedures Responsibility included gathering and analyzing credit information & financial data about clients, including paying habits or history, earnings, savings information, and purchase activities. Assessing liquidity risks associated with the assets being offered as the collateral. Effectively assessed credit risk and (current and potential) client viability, analyzing financial statements and cash flow of customers.
Credit Analyst
Dubai First P.J.S.C.Credit Analyst
Jan. 2015 - Nov. 2017Dubai, United Arab Emirates• Analyze applicant’s financial statements, credit bureau and other credit checks to determine feasibility of granting loans/credit cards. • Ensure applications are processed within the assigned TAT of retail credit unit • Analyze the financial records like earnings and purchase of the company or individual and recommend other useful financial activity for further plans. • Manage files and records, stenography and transaction and other office procedure. • Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval. • Compile reports regarding finance and credit data. • Review individual or commercial customer files to identify and select delinquent accounts for collection.
Credit Analyst
RAKBANKCredit Analyst
May. 2013 - Jan. 2015Dubai• Responsible for analyzing credit and financial reports to determine risk involved in loaning money or extending credit. • Scrutinizes financial data such as market share, income growth, and management quality to decide if loans will be lucrative. • Compare liquidity, profitability, and credit histories of individual or company being evaluated with similar establishments to determine risk. • Analyze the financial records like earnings and purchase of the company or individual and recommend other useful financial activity for further plans. • Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval
Mortgage Loan Servicing Specialist
Wells FargoMortgage Loan Servicing Specialist
Apr. 2012 - Feb. 2013United States• Gained experience by processing conforming and non-conforming loan products • Created and reviewed complete loan packages in accordance with the system data • Handled confidential material in a professional and ethical manner • Sharpened time management and organization skills to effectively prioritize multiple objectives and achieve volume goals • Completed detail-oriented work with a high level of accuracy and within production standard guidelines
Tax Assistant
SchlumbergerTax Assistant
Jun. 2008 - Sep. 2008Dubai• Assisted in preparing reports and managing excel documents

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