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Work Background
Coastal Credit UnionMortgage Manager
Jan. 2014United StatesAs a Mortgage Manager at Coastal Credit Union for over 10 years, I specialize in developing mortgage opportunities and fostering relationships with members, realtors, builders, and referral partners. With a focus on affordable housing, I work with non-profits, government agencies, and community development financial institutions (CDFIs) to expand access to financing for homebuyers. Coastal Credit Union offers a range of mortgage options, including no down payment programs and up to 105% financing, available to all members—even non-first-time buyers. We also provide solutions for those needing to purchase a new home before selling their current one, like our no-cost recast option to reduce principal and payments. At Coastal, our members are always the priority, and we're here to assist with purchases, refinances, and construction loans. Anyone can join and enjoy the benefits we offer—so why wait? We’d love to welcome you!
WR Starkey MortgageSenior Mortgage Loan Officer
Nov. 2012 - Dec. 2013Raleigh, North Carolina, United States● $2-$3M in production in each month
● Analyzed applicants' financial status, credit and property evaluations to
determine feasibility of granting loans
● Educated clients on variety of loan products and available credit options to
promote valuable decision-making
● Built referral business with local financial planners, home builders and real
estate professionals
● Developed and maintained knowledge of available loan products,
processing procedures and underwriting and general departmental
guidelines
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