Years of experience: 14

BrazilStartup FounderITC-level ExecutiveData ScientistCTO

Trust Score

Exceptionally trusted; proven professional excellence.

80%
João's Career Path
CoFounder, Director of Technology and CreditMar. 2021 -
Sep. 2024
Ali CréditoCoFounder, Director of Technology and Credit
São PauloLed cross-functional teams of 32 people in credit, product development, and technology, with a focus on delivering maximum value to customers through high performance and scalable solutions. - Technology: With 3 squads working with Data, Channels and Core Systems, utilizing cloud AWS and languages like Python, Node, .NET, with Databases Postgresql, MariaDB, Mongo and S3 we built the entire fo...
Head of Credit Risk and PerformanceSep. 2019 -
Mar. 2021
Ali CréditoHead of Credit Risk and Performance
- Designed and optimized credit risk management strategies, balancing risk and growth. - Managed credit risk analytics, data-driven portfolio monitoring, and performance tracking. - Implemented risk models that enhanced underwriting processes, reducing default rates.
EntrepreneurOct. 2017 -
Apr. 2019
DForceEntrepreneur
São Paulo- Founded a startup focused on fuel economy for trucks. - Developed the product concept, tested prototypes, and led pilot implementations, but eventually decided to close the project due to market challenges.