Ma. Del Carmen Quinto Tapia is a Governance Infrastructure specialist at Santander New York, where she leads the design and oversight of control frameworks supporting the bank’s critical technology and operations platforms. She partners with risk, compliance, and IT teams to strengthen regulatory alignment, streamline governance processes, and enhance operational resilience across the U.S. business. With over a decade of experience in financial services, she has driven initiatives that improved data quality, reduced audit findings, and increased transparency in decision-making. She is recognized for her ability to translate complex governance requirements into practical, scalable solutions that enable both control and growth.More...