Raiffeisen Bank has maintained a steady growth trajectory despite the prevailing economic challenges. Our digital banking strategy has proven successful, attracting a younger demographic and driving up user engagement rates. We have also managed to reduce operational costs through the implementation of AI and automation technologies. However, competition is intensifying, necessitating a review of our customer retention strategies. We recommend investing in personalized customer service and enhancing our digital banking platform's user experience. Our financial outlook remains positive, with a projected increase in revenues and profitability in the next fiscal year.More...