Hubpay has shown consistent growth over the last quarter, driven by an increase in new users and a higher transaction volume. Our strategic partnerships have expanded our reach, and our customer retention rate remains high. However, there are challenges in terms of scalability and the need for further technological advancement to stay competitive. We are also facing regulatory hurdles in some markets. To address these, we are investing in R&D and exploring collaborations with fintech innovators. We are also working closely with legal advisors to navigate regulatory issues. We remain optimistic about our growth prospects.More...