As Ray Lugo, the Insurance Underwriter, I have successfully managed a large portfolio of insurance policies, minimizing risk for the company by accurately assessing the potential risk of prospective clients. I have consistently maintained a low claim ratio due to my careful analysis and evaluation of each application. I have also implemented new underwriting procedures that increased efficiency by 20%. Furthermore, I have built solid relationships with brokers and clients, contributing to a 15% increase in business.More...