More than 15 years of experience in digital channels, working and founding tech startups. I'm techie, I was working coding more than 10 years. I have managed digital product teams for 5 years and devs teams for 9 years. Now I'm passionate about digital transformation, the product and growth hacking. Also, now I’m teaching at the Federico Santa Maria University and I love it !More...
Ricardo Goeppinger
Chief Risk Officer@B21
Verified
Professional Experience
Chief Risk Officer (CRO) at B21 SpA (01/2022-Present): Responsible for the company's risk areas (admission, risk models, monitoring, collections).
Partner at RDF SpA (01/2021-Present): Management and development of credit risk projects using data mining and machine learning techniques, including the development and implementation of a pre-approved model for non-client SMEs and the automation of SME portfolio monitoring through PowerBI for one of the main banks in Chile.
Supply Chain Manager at Ingeniería e Informática Asociada (05/2019–12/2020): Responsible for national and international purchases, imports, warehouse, dispatch, and after-sales. Identified and evaluated new business opportunities (innovation) by leveraging other divisions within the company.
Integration Submanager in Risk Management at Banco de Chile (02/2019–04/2019): With a team of 6 people, responsible for integrating risk intelligence into portfolio management with the Commercial Area, Credit Risk Area, and Collections.
Senior Risk Intelligence Manager at Banco de Chile (11/2016–02/2019): Coordination and development of risk intelligence for admission for Personal Banking, CrediChile, and SME Banking. Implementation of behavior scoring in Experian evaluator to increase approval rates. Integration of models with portfolio management in the Commercial Area. Led a team of 5 people in the development and implementation of several pre-approved models.
Predictive Monitoring Group Manager at Banco de Chile (03/2016–11/2016): Led a team of 3 people in the development and implementation of behavior models for Wholesale and Retail Banking. Developed risk management indicators and coordinated the pre-approved credit process for Large Enterprises Banking.
Risk Models Group Manager at Banco de Chile (12/2013–03/2016): Led a team of 3 people in developing and implementing early deterioration tracking models for Large Enterprises Banking. Implemented simulation models for stress testing of portfolio expenses. Coordinated technoMore...