IBMSenior Client Fintech Consultant (FinTech)
Sep. 2004 - Dec. 2017Global · Hybrid- Played a senior lead architectural and client stakeholder consulting role in Core
Systems Renovation within the financial services industry, utilizing industry models
such as BIAN, IFW, BDW, ACORD, IAA, and IIW.
- Defined target business capabilities and developed a canonical Semantic API for core business processes and services, incorporating a normalized / virtualized information model.
- Implemented an API-first architecture of business capabilities mediated by
heterogeneous MicroServices, enabling Straight Through Processing, Complex-Events,
ML, and AI.
- Successfully replaced legacy architectures with Open Banking solutions, ensuring
regulatory compliance (MiFID, GDPR, KYC, AML), Master Data
Management, Fraud detection, Digital Automation, Payments (SEPA, SWIFT, CHAPS,
ACH, ISO20022), Account Management, Data Cleansing, Virtualization, and Analytics.
- Utilized Agile CI/CD methodology to map legacy data to a canonical glossary and
represented it in UML as a target data model, expressed as message payloads for REST
APIs.
- Achieved mapping API to BIAN business capabilities, designing payment presentation and execution engines (SEPA, ISO20022, SWIFT, CHAPS, ACH), architecting Blockchain/DLT solutions for Account keeping and Transactions (Hyperledger Fabric)
- Leading GDPR working group target operating model, implementing Static Data Repository, Product Factory, JIT fraud detection using complex event processing and ML/AI, Trade Execution and Settlement (FIX, FpML, Clearing, Netting, Nostro, Vostro), Open Market Operations (Federal Reserve),
Syndicated Lending, Batch to Realtime migration, IoC implementation model, and Agile
program governance methodology.
- Worked with a diverse range of clients, including RBS, Abn-Amro, Nationwide, BofA,
JPMC, ING, Mizuho, Mitsubishi, Westpac, Deutsche Bank, Rabobank, US Federal
Reserve, HSBC, Amex, Bank of Montreal, Woori, Jyske, Nordea, Lloyds, F. van
Landschott, MKB, Allied Bank, Arab Bank, and National Bank of Georgia.