Rubin Gurabardhi

Risk @Bank

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I oversee risk management at Bank Company. His role involves identifying and evaluating potential risks that may impact the bank's operations and financial performance. He develops and implements risk management policies and procedures to minimize the impact of these risks. Rubin also ensures compliance with regulatory requirements related to risk management. His strategic planning and decision-making skills are crucial in maintaining the financial stability and integrity of the bank.

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Work Background

OTP Bank AlbaniaSenior Expert at Risk Technology and Analysis

Dec. 2022Tirana, Albania · On-site

OTP Bank AlbaniaSenior Risk Specialist

Feb. 2020 - Dec. 2022Albania · On-site• Perform monitoring and advanced analysis of the loan portfolio quality and limits within Risk areas. • Validator of new tools used for calculation of IFRS9 provisions for loan portfolio, forborne restrictions, new default definition. • Technical coordinator of the Moratoria`20 / Earthquake`19. • Advisor to various projects of the Bank. • Assist requests to internal and external audit teams.

OTP Bank AlbaniaModeling Analyst

Nov. 2019 - Feb. 2020Tirana, Albania

UAIBO.comCo-Founder

Dec. 2015 - Apr. 2022AlbaniaCo-Founded UAIBO, a web platform which simplifies connection between buyers, sellers with realtors.

Tirana BankFinance Officer

May. 2017 - Nov. 2019Albania• Preparation of financial statements. • Reporting of banks BS and PL on monthly basis. • Improvements and automation in reporting package. • Calculation of obligatory reserve. • Calculation of liquidity ratios on daily basis. • Calculation of provisions for reposessed assets based on their type. • Preparation of the financial reviews for Tax Authorities within 31st of March, on yearly basis. • Control of internal accounts (PL) for their well-functioning. • Participation in budget planning. • Assistance in case of internal or external audits.

Tirana BankReporting & Statistics Specialist

Jun. 2011 - Oct. 2014Tirane• NPL monitoring for wholesale and retail. • Provisioning Models Management. • Provisioning calculation IFRS and local. • Data analyst.

American Bank of InvestmentsSenior Credit Data & Reporting Specialist

Oct. 2015 - Feb. 2016AlbaniaSame duties as Credit Agricole since Bank was aquired by ABI

Groupe Crédit AgricoleSenior Credit Data & Reporting Specialist

Oct. 2014 - Oct. 2015Albania• Monitoring of the loan portfolio. • Collateral management and allocation. • Developement of recovery performance initial reporting package of the bank. • Bank admin for Credit Bureau. • Find and validation of credit bug fixes or new releases in FlexCube.