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Work Background
Senior Expert at Risk Technology and Analysis
OTP Bank AlbaniaSenior Expert at Risk Technology and Analysis
Dec. 2022Tirana, Albania · On-site
Senior Risk Specialist
OTP Bank AlbaniaSenior Risk Specialist
Feb. 2020 - Dec. 2022Albania · On-site• Perform monitoring and advanced analysis of the loan portfolio quality and limits within Risk areas. • Validator of new tools used for calculation of IFRS9 provisions for loan portfolio, forborne restrictions, new default definition. • Technical coordinator of the Moratoria`20 / Earthquake`19. • Advisor to various projects of the Bank. • Assist requests to internal and external audit teams.
Modeling Analyst
OTP Bank AlbaniaModeling Analyst
Nov. 2019 - Feb. 2020Tirana, Albania
Dec. 2015 - Apr. 2022AlbaniaCo-Founded UAIBO, a web platform which simplifies connection between buyers, sellers with realtors.
Finance Officer
Tirana BankFinance Officer
May. 2017 - Nov. 2019Albania• Preparation of financial statements. • Reporting of banks BS and PL on monthly basis. • Improvements and automation in reporting package. • Calculation of obligatory reserve. • Calculation of liquidity ratios on daily basis. • Calculation of provisions for reposessed assets based on their type. • Preparation of the financial reviews for Tax Authorities within 31st of March, on yearly basis. • Control of internal accounts (PL) for their well-functioning. • Participation in budget planning. • Assistance in case of internal or external audits.
Reporting & Statistics Specialist
Tirana BankReporting & Statistics Specialist
Jun. 2011 - Oct. 2014Tirane• NPL monitoring for wholesale and retail. • Provisioning Models Management. • Provisioning calculation IFRS and local. • Data analyst.
Senior Credit Data & Reporting Specialist
American Bank of InvestmentsSenior Credit Data & Reporting Specialist
Oct. 2015 - Feb. 2016AlbaniaSame duties as Credit Agricole since Bank was aquired by ABI
Senior Credit Data & Reporting Specialist
Groupe Crédit AgricoleSenior Credit Data & Reporting Specialist
Oct. 2014 - Oct. 2015Albania• Monitoring of the loan portfolio. • Collateral management and allocation. • Developement of recovery performance initial reporting package of the bank. • Bank admin for Credit Bureau. • Find and validation of credit bug fixes or new releases in FlexCube.
Customer Service Supervisor
Union Bank AlbaniaCustomer Service Supervisor
Jan. 2011 - Jun. 2011TiraneSupervisor of the Agency.
Customer Service Operator
Union Bank AlbaniaCustomer Service Operator
Nov. 2009 - Jan. 2011TiraneOffering banking customer service to clients.
SME Loan Officer
ProCredit BankSME Loan Officer
Jan. 2008 - Dec. 2009AlbaniaResponsible for building and maintaining a high quality loan portfolio.
Operations Supervisor
Alfa Cable TVOperations Supervisor
May. 2007 - Apr. 2008TiranaHelp desk supervisor (main office), studio operator and HFC technician.


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Expertise in Credit Risk Management & IFRS9 Consulting
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