Marko Pavlovic

FinTech Consultant; startup owner; product owner @Fintech Firma Inc

Startup FounderMarketingITBusiness OwnerC-level Executive🐦 DesignConsultingFinanceSystem AnalystProduct ManagerProject ManagerTechnical Support AgentBusiness AnalystEngagement ManagerPartnerCPOCMOAdvisorFounderProduct Consultant

Marko Pavlovic is a seasoned fintech and payments expert with extensive experience in strategy, business development, and implementation. Currently leading Fintech Firma, a consulting firm specializing in financial technology solutions, Marko has played a pivotal role in shaping the payments landscape in Canada. Previously, at Level 19, he spearheaded efforts to establish the company as an Interac integration partner, supporting Canadian payment service providers in onboarding and compliance. His expertise extends to Banking-as-a-Service (BaaS) and Real-Time Rail (RTR), having led the strategy, design, and implementation of Peoples Bank’s BaaS platform during an 18-month consulting engagement at Peoples Group. Beyond banking and fintech, Marko has advised major Canadian insurance companies on the impacts of ISO 20022, helping them identify market opportunities and develop business cases for adoption. His experience in relationship management, strategic consulting, and technology integration positions him as a trusted advisor in the evolving financial ecosystem. With a strong foundation in payments infrastructure and a track record of executing complex projects, he continues to drive innovation and efficiency in the fintech space.

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Work Background

Payment Consultant

Altitude ConsultingPayment Consultant

Nov. 2024Toronto, Ontario, Canada

Payments Consultant

Central 1Payments Consultant

Apr. 2024 - Oct. 2024Toronto, Ontario, CanadaResponsible for payments and fintech go-to-market strategy

Payments Consultant

Questrade Financial GroupPayments Consultant

Oct. 2023 - Apr. 2024Toronto, Ontario, CanadaResponsible for eTransfer strategy

Product Owner Banking-as-a-Service

Peoples GroupProduct Owner Banking-as-a-Service

May. 2022 - Oct. 2023Toronto, Ontario, CanadaPO/Lead Consultant for the Banking as a Service (Smart Financial Services)

Payments Consultant

EQ Bank | Equitable BankPayments Consultant

Apr. 2021 - May. 2022Toronto, Ontario, CanadaLead business consultant for the real-time payments and prepaid card.

Principal, Business Consulting (Payments and Open Banking)

EPAM SystemsPrincipal, Business Consulting (Payments and Open Banking)

Dec. 2020 - May. 2021Toronto, Ontario, Canada- Leading the largest consultancy assignments for Payments Modernization (Real-Time Payments, ISO 20022) and Consumer Directed Finance (Open Banking) in Canada - Primary face off to assignment sponsors and senior client staff. Actively managing client relationships - Articulating clients’ existing and intended strategic positions, and overseeing the design and implementation of EPAM solutions

Head, Digital Payments Practice

Prodigy LabsHead, Digital Payments Practice

Aug. 2019 - Nov. 2020Toronto, Canada AreaPayments Modernization solutions; ISO 20022; Open Banking

Consultant, Real-Time Payments and ISO 20022

Payments CanadaConsultant, Real-Time Payments and ISO 20022

Jan. 2018 - Jul. 2019Toronto, Canada Area20022 Labs; Real-Time Rail adoption; Overlay Services

Venture Owner

RBC VenturesVenture Owner

Feb. 2017 - Jan. 2018Toronto, Canada AreaVenture owner for youth's financial literacy solution (based on digital payments platform) that’s now called MyDoh. Responsible for strategy, product, and payments (prepaid card) solution behind the solution.

Director, Products & Systems Innovation, Digital, Payments and Cards

RBCDirector, Products & Systems Innovation, Digital, Payments and Cards

Jun. 2015 - Jan. 2017Toronto, Canada Area-Product owner of RBC's eGift and virtual prepaid card -Payments Innovation Strategy (P2P, HCE/NFC, Prepaid) -Rewards & Loyalty -Blockchain Loyalty Program

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