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Work Background
Senior Risk Manager
Development Bank of KazakhstanSenior Risk Manager
Jan. 2018Astana, Kazakhstan · On-site• Analyzed investment projects across various domains, leading to a 30% reduction in high-risk approvals through enhanced risk identification processes. • Built and implemented financial models and stress tests for Project Finance and Corporate Generics transactions, improving decision accuracy and reducing forecasting errors by 15%. • Developed borrower scoring guidelines, increasing successful loan repayment rates by 20%. • Delivered recommendations to optimize project financing structures, decreasing project risks by 25%. • Coordinated financial and project agreements, achieving a 30% boost in regulatory compliance and approval efficiency. • Oversaw project implementation phases, monitoring loan impairments and reducing the portfolio impairment ratio by 10%. • Partnered with consultants, improving project execution timelines by 15% through detailed analysis and report coordination.
Senior Business Financial Analyst
Ordabasy GroupSenior Business Financial Analyst
Aug. 2016 - Dec. 2017Almaty• Managed a corporate loan portfolio, expanding funding sources by 30% through strategic partnerships with local and international banks. • Enhanced collateral recovery rates by 15% by ensuring rigorous regulatory compliance. • Optimized liquidity and cash flow management, reducing operational shortfalls by 25%. • Developed risk management strategies, decreasing interest and exchange rate exposures by 18%. • Conducted financial research, identifying new funding opportunities that increased available resources by 20%.
Senior financial analyst
Alfa-BankSenior financial analyst
Aug. 2015 - May. 2016Almaty• Guided clients through the credit approval process, achieving a 98% customer satisfaction rate and a 20% increase in loan sales. • Delivered financial presentations, securing key partnerships and driving a 15% growth in corporate lending. • Analyzed industry-specific data, reducing credit risk by 25% across diverse sectors including construction and oil trading. • Designed tailored financial solutions, improving credit approval rates for high-value clients by 30%.
Financial analyst
Jusan BankFinancial analyst
Nov. 2011 - Jul. 2015Almaty• Conducted credit analyses for companies in mining, construction, and trade, reducing loan defaults by 15%. • Streamlined documentation processes, cutting approval times by 20% for over 100 client transactions per quarter. • Monitored credit portfolios, reducing NPAs by 12% through enhanced reporting and tracking. • Prepared detailed financial reports, providing insights that improved portfolio performance by 10%.
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