Emirates NBDProduct Owner
Jan. 2024United Arab Emirates**Current Duties as Product Owner โ Emirates NBD Business Banking Assets** As the Product Owner for business banking assets, I drive the digital transformation and automation of products like **Fleet Financing**, **Automotive Financing**, and SME lending solutions. I define and maintain the product roadmap, prioritizing features based on business value, customer needs, and market dynamics. I collaborate with cross-functional teams including **RMs**, **BBCU**, **RLTB**, and technology partners to align business objectives and ensure seamless delivery. I focus on **UAT planning and execution**, leading test case preparation and validation to guarantee successful deployments. A key area of focus is automating processes such as **loan origination, drawdowns, mortgage placement/release**, and **disbursal orchestration**. I oversee integrations, like the Abu Dhabi Police API, for lien placement and collateral management while ensuring compliance with **Customer Protection Regulations (CPR)** for document sharing, digital consent, and accurate repayment schedules. I drive improvements to **customer experience** by designing user-centric digital journeys and addressing feedback to refine processes. Additionally, I monitor product performance through key KPIs such as **TAT reduction**, automation rates, and adoption metrics, using data-driven insights for continuous improvement. By bridging business and technology teams, I translate requirements into actionable user stories with clear acceptance criteria and ensure alignment across sprints. I also engage vendors to integrate third-party solutions, enhancing efficiency and accuracy. My role is focused on delivering scalable, customer-centric solutions, reducing manual processes, and achieving measurable business impact through innovation and collaboration.