Ukrainian Bank of DevelopmentHead of SME lending, Department of active operations (and other roles and functions)
Sep. 2005 - Feb. 2016Kiev, Ukraine- Led a multi-regional team of up to 50 professionals across 10 regions, managing an SME lending portfolio exceeding USD 3 million, and ensuring alignment with the bankโs strategic and profitability objectives. - Participated in the budgeting and forecasting process for the SME lending business line, providing input on portfolio growth assumptions and regional performance targets. - Monitored, and evaluated key performance indicators (KPIs) for regional teams to drive productivity, portfolio quality, and achievement of business goals. - Acted as a strategic advisor to senior management, analyzing market trends, competitor lending conditions, and pricing to recommend adjustments that improved profitability and competitiveness. - Supervised portfolio quality control, identified early warning signals, and initiated timely restructuring or recovery actions to minimize credit risk. - Provided financial data and analytical support for the calculation of credit loss reserves in compliance with National Bank regulations and internal risk policies. - Contributed to management reporting by preparing analytical summaries and portfolio performance insights for decision-making.