Protiviti Middle East Member FirmSenior Consultant, Risk and Compliance
Dec. 2023 - Jul. 2025Doha, QatarModel Risk & Credit Risk
Performed model validation for Commercial Risk Rating models, reviewing methodology, data, assumptions, and performance.
Developed PiT PD models for banks in the UAE and KSA under IFRS 9, integrating macroeconomic factors and conducting regression diagnostics.
Reviewed and enhanced Credit Risk, IFRS 9, and Model Risk Management policies, aligned with CBUAE CRMS. Regulatory Reporting & Compliance
Delivered end-to-end regulatory reports for Retail Credit Cards and Personal Finance products, including KRI SAMA Risk Forms, Basel III Q17, Pillar 3, and SAMA templates 5.1/5.2.
Developed Excel-based reporting toolkits with documentation (User Manual, Data Mapping, HLD). Recovery & Resolution Planning
Designed Recovery and Resolution Plans for a major KSA bank, identifying triggers, limits, and stress scenarios.
Evaluated recovery options through stakeholder engagement, valuation analysis, and qualitative assessments. Treasury Risk & Governance
Created a Treasury Maturity Assessment Tool and implemented a Treasury Hedging Policy for UAE institutions.
Enhanced the Treasury Product Programme Guide for a leading KSA bank, improving governance and oversight. Risk & Control Frameworks
Developed a standardized Risk and Control Self-Assessment (RCSA) tool for product risk evaluation.
Led the design and rollout of the New Product & Services Framework, including templates and customer suitability checks. Audit & Assurance
Conducted an internal audit for Qatar Stock Exchange, focusing on performance monitoring and strategic initiatives.