First Heritage Co-operative Credit Union(Acting) General Manager, Credit Administration and Loan Risk
Jun. 2024Kingston, JamaicaOverall Responsibility for Risk Management of Loan Portfolio, including: 1. Credit Policy and Procedures: Updates leading to positive growth and greater efficiency 2. Collections: Reduction in delinquency rate, reducing write-offs, increasing recovery, lowering ECL 3. Data Mining and Reporting, including Loan Provisioning (ECL): Providing value added analysis that led to informed decision making and successful outcomes; timely provision of portfolio reports 4. Compliance, including liaising with BOJ, DBJ, NHT and other financial partners: Onboarding the NHT EFMP and managing the NHT Microfinance program. Integrating the various DBJ initiatives. Completing the Quarterly Borrowing Conditions survey, and communications re compliance matters. Integrating DPA into credit operations. 5. Supporting Branch Network, on Credit Structure, Deal Making/Negotiations: Landing large ticket deals, including structuring to mitigate risk providing significant guidance on collateral documentation, while managing industry complexities and meeting member needs. 6. Human Resources: Leading a team towards a high involvement, high-performance culture