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Work Background
U.S. Small Business Administration - Office of AdvocacyRegulatory Economist
Aug. 2023 - Apr. 2025Washington, District of Columbia, United StatesDelivered economic insights and regulatory impact assessments to support data-driven decision-making. Partnered with federal agencies and stakeholders to reduce compliance costs for U.S. small businesses. • Designed SQL ETL flow and conducted Monte Carlo cost–benefit analyses (Stata) of regulatory exemptions and delayed compliance to cut small-business burdens, delivering $500M annual net present value savings over ten years. • Redesigned Regulatory Flexibility Act training materials with a concrete cost-benefit analysis case study, improving agency staff proficiency and boosting compliance by 25%. • Crafted childcare issue brief, cited by the Senate Small Business Committee, using Stata to clean and analyze Census and BLS data (national & state levels), producing charts and tables that informed US childcare policy. • Analyzed pre/post‑COVID business startups in healthcare using Stata on Business Dynamics Statistics and Statistics of US Businesses databases, revealing a 95% small‑business surge in mental health startups to guide priorities. • Amplified agency visibility by presenting at industry forums (Coalition for Laboratory Testing, U.S. Chamber of Commerce), engaging key stakeholders and strengthening policy outreach.
Mercatus Center at George Mason UniversityPhD Fellow
Aug. 2019 - Aug. 2023Fairfax, Virginia
Mercatus Center at George Mason UniversityGraduate Fellow, F. A. Hayek Program for Advanced Study in Philosophy, Politics, and Economics
Aug. 2019 - Aug. 2023Fairfax, Virginia
George Mason UniversityResearch Assistant, Economics, Policy & Econometrics
Aug. 2019 - May. 2023Fairfax, Virginia, United StatesConducted applied economic research focused on fiscal policy and healthcare markets. Delivered analytical support and communicated insights to academic and professional audiences. • Watts-Strogatz and Barabási-Albert models in Python to simulate clique density and measure percolation thresholds for a social network analysis, confirming hypothesis that societies with more cliques break down at a faster rate. • Analyzed US deficits and public debt data in R, conducted literature reviews with AI‑assisted summaries, and revised manuscripts in LaTeX, culminating in co‑authorship of a peer‑reviewed journal article pinpointing public debt origins. • Debunked claim that rising public debt uniformly boosts welfare by analyzing debt vs. income distribution in Stata (VAR), revealing gains for top/bottom earners but losses for middle groups, with an article viewed 2k+ times and downloaded 500+ times in The Journal of Public Finance and Public Choice. • Modeled legislative-executive budget interactions via Stackelberg game theory, showing executive-first budgets yield lower deficits, published in Constitutional Political Economy and read 200+ times. • Authored four peer‑reviewed book reviews on political economy and public finance by critically analyzing key texts and secured an invitation to serve as a journal reviewer.
Blue Cross Blue Shield of MassachusettsFinancial Underwriter II
Aug. 2017 - Sep. 2019Boston, MAManaged underwriting and pricing strategy for a large portfolio of group insurance accounts, driving profitability and retention in a competitive healthcare market. • Managed 85 medical and dental group accounts using Access and Excel to track performance and interactions, achieving 95% retention (5% above target). • Developed group medical/dental premium pricing with proprietary actuarial tools and expert judgment to cover 90% of claims, boosting profitability 4% and retention 5% above targets. • Collaborated with sales executives and external brokers to set competitive premiums without sacrificing margins, sustaining 100% stakeholder partnerships and balanced profitability. • Compiled and visualized 51–99 employee segment underwriting data using SAS and Tableau, delivering dashboards adopted by the SVP and CFO in the annual report.
Blue Cross Blue Shield of MassachusettsFinancial Underwriter I
Nov. 2015 - Aug. 2017Boston, MASupported pricing and portfolio management for group medical and dental insurance plans. Collaborated with internal teams to ensure competitive, data-driven underwriting decisions. • Managed 60 medical and dental group accounts using Access and Excel to track performance, achieving 96% retention (6% above target). • Designed premium increases for new and renewal group accounts with actuarial analysis and sales collaboration, securing 90% retention (6% above target). • Monitored account claims in Access and Excel to ensure 90% coverage (10% margin), upholding profitability goals. • Completed competitive Career Enhancement Program (5% acceptance) through seminars and C‑level networking, leading to a promotion.
Blue Cross Blue Shield of MassachusettsUnderwriting Specialist
Sep. 2014 - Nov. 2015Boston, MASupported underwriting operations through process automation and regulatory documentation. Led system improvements to increase accuracy, compliance, and efficiency. • Led a digital transformation to migrate to electronic medical and dental group quotes by implementing an electronic OneNote system and training underwriters, cutting processing time by 75%. • Automated wellness credit tracking in Excel by integrating Access database and programming an SQL data pipeline, reducing task time 75%. • Streamlined ERISA5500 form preparation via Excel automation, reducing processing time by 50%.
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