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Work Background
Union BankSenior Mortgage Underwriter
Jun. 2012 - Apr. 2023San Diego, California, United StatesResponsible for reviewing, analyzing, making credit decisions and underwriting loans originated through retail, wholesale, HELOC and/or alternative delivery channel originations. -Evaluating and manually underwriting loan packages
-Validating data for loans approved by DU automated underwriting engine
-Reviewing loan approval conditions prior to funding a loan
-Communicating with residential lending sales, brokers, customers and operations staff regarding non-loan origination activities, such as loan decisions, conditions, scenarios, and underwriting guidelines
Union BankMortgage Loan Processor
Sep. 2008 - Jun. 2012San Diego, California, United StatesResponsible for reviewing and assembling loan documentation so the mortgage underwriter can make a credit decision. Review of set loan conditions to ensure the credit decision remains sound.
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