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Work Background
HalongPayVice President of Payment Solutions and CTO
Dec. 2019Hanoi, Hanoi, VietnamA joint Swedish Vietnamese development project to build efficient payment railways and create an integrated wallet solution with infrastructure that should support many different currency pairs. Initially we set up to build a system that focused on traditional banking and Swift transactions, rather than the blockchain solution of Plingpay but which was to incorporate much of its ideas around matching transactions and wallet design. This was done as a joint project between Plingpay and Halongpay. The premise was that Halongpay would have a full e-money license in Europe and that a number of services would be rolled out, ranging from a 5G internet solution in Vietnam to an early e-ID for the Vietnamese market for which the app and system was to be made ready. I worked on this both as a consultant from Plingpay and as a CTO for the joint project. I led both our small Swedish team from Plingpay and Vietnamese developers from leading Vietnamese companies contracted by Halongpay on site from Hano. The primary languages used for the backend solution were Java and Python and for the frontend we used the React Native framework. While this project was delivered, as the e-money license and a lot of the add on projects were delayed, we changed focus to creating a limited remittance only solution, where we would work as agents under licensed partners in each country, but with an upgraded design and look and a very adoptable backend that could be reconstructed at short notice based on changing requirements from different licensed partners. For this project, I worked together with the general manager to recruit the developers and designers we wanted in house and got a very strong team together . The backend was built in Postgrest which allowed us to use individual SQL requests almost like independent micro services and create an extremely adoptable yet secure backend service which I think can be interesting for many other types of projects.
PlingpayCEO & Founder
Jan. 2016Stockholm, SwedenPlingpay is a joint venture of several, corporate and private, interest groups aiming at creating and establishing a payment portal for Blockchain based transactions. The idea is to provide an easy to use app solution that easily lets users convert between different currencies and pay out to local wallets and bank accounts in different countries as well as to provide a wallet and payment solution both for local and international payments ourselves. As a project manager on the business oriented side of the street, my responsibilities will include merging the wills and ideas of our various interest groups into one functional concept. I will also have a lot of influence on shaping the project in terms of prioritizing tasks, utitilites, markets etc.
NEI Trading & Holding ABCEO & Founder
Mar. 2012 - Dec. 2015Stockholm, SwedenNEI Trading & Holding AB is an investment company managing a portfolio of exclusively large cap stocks from around the world. I was basically the manager for the company´s portfolio and assets, but also responsible for all other day to day management and administrative tasks, including investor relations. The portfolio was first started in 2007 as a private portfolio that later grew into a small capital management company, accepting ouside investors from 2012. From 2007 to 2015 the portfolio generated on average a little more then 10% ROI per year. It was discontinued at the start of the Plingpay project in January 2016. NEI Trading & Holding AB still exists, but is dormant
Bankgirocentralen BGC ABBank Advisor
Jan. 2012 - Dec. 2014Stockholm, SwedenWork involved assistance to banks and major clients, product support and incident solutions. I have also been involved in the maintenance of the BiR/Swish services we supplied to our owners the banks and some internal projects like a new administrative database for registrering client cases, clients and reporting (testing and reviewing progress). I have been splitting my time between this position and developing my own business at NEI Trading & Holding
Bankgirocentralen BGC ABBusiness Developer
Jan. 2011 - Dec. 2011Globen, StockholmMostly I have been commited to a project to produce a platform for Real Time Payments (within 30 seconds) for the Swedish Market, (i.e real time settlement as well as transactions), called Betalningar i Realtid, BiR. Most people will know this platform by the name of its associated app that is built on top of it, called Swish. Swish is the number one app for Mobile Payments in Sweden with millions of individual users in a country of 9 million inhabitants. Within this project my assignments have included, creating processes and instructions for permitting new financial institutions to the BiR platform (ranging from the legal framework to neccesarry connections, tests, and involvement of various functions at BGC and participant banks in the right order), being main responsible for finding and specifying requirements from IT, Test and external suppliers and integrating those into the project, as well as (through a multitude of workshops and joint workgroups) leading the work with creating a system for entitlements, permits and security regulations for various groups at BGC and our customer banks that will at some point have need of access for the system for the payment platform.
Sörgården BRFCFO
Jan. 2009 - Jan. 2009Sörgården is a large tenant association owning and renting out some 25 apartment buildings (which also include local stores, playing grounds, parking garage facilities etc). I was in charge of economy related issues such as being responsible for the budget and presenting it to the board, managing accounts and investments and planning liquidity (we were running a 13 million SEK renovation project at the time). All done on spare time and evenings.
Bankgirocentralen BGC ABBank Advisor and VIP service Bank Advisor
Sep. 2008 - Dec. 2010My work assignments as Bank Advisor of both junior and later more senior degrees have included being a contact person for product support and functions for specific banks, as well as helping bank personal with the management of specific treaties between the banks and their customers (regarding BGC products such as Direct Debit, various E-billing solutions and solutions for management of incoming payments). I have also been BGC´s on site representative in various short term projects run by specific banks and then for instance responsible for education of bank personnel on the function of BGC´s payment products and systems.
LänsförsäkringarPersonal Banker
Oct. 2007 - May. 2008This position included advising booked customers on how to disposition their savings, pension funds and insurance portfolios (including financial insurances like Capital Insurance Schemes) Allthough not strictly a Private Banking position, given the location of the bank office most our clients were from very well to do Danderyd and Djursholm Stockholm suburban areas and so generally both substantially well to do and in need of over average complexity for their investment and insurance portfolios.
MASSLACo-Founder and CFO
Jan. 2001 - Dec. 2005Lulea, SwedenWorked closely with Founder Martin Karlsson to bring our vision of very cheap space fligt based on a hybrid rocket engine (air breathing scram jet/ Liquid oxygen burning rocket engine) into reality. Managed to find a fee early stage investors and cooperation with other firms that let us build and test prototypes. Also diversified into creating hobby rockets and holding lectures for financing the larger project. In the end we were perhaps 10 years early and laced the proper financing and contacts to bring it off.
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