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Work Background
Mark Ramsay Financial Inc.Tax Analyst
Jan. 2024Dallas, Texas, United States
Union BankPortfolio Mortgage Underwriting Manager
Apr. 2021 - Apr. 2023Managed and led a team of senior High Net Worth mortgage underwriters for manual underwriting of private lending/private wealth and super jumbo mortgages for Private Wealth clients. Top performing team with meeting or exceeding KPIs for all levels of performance. Asset based income analysis, schedule analysis and cash flow analysis are performed to derive income for highly complex transactions and private high net worth customers.
Bank of AmericaVice President, High Net Worth Mortgage Underwriting Manager
Sep. 2017 - Apr. 2021Managed and led a national High Net Worth mortgage team for retail, private wealth banking, employee lending and home equity reviews.
Bank of OklahomaVice President/ Regional Mortgage Underwriting Manager
Jul. 2012 - Aug. 2017Dallas/Fort Worth AreaManaged several underwriting teams and processing teams in multiple states for Retail and Correspondent underwriting, including FHA, VA, HNW non-conforming, agency/conforming, & Rural Housing. Managed High Net Worth underwriting for entire footprint of the bank/BOKF
Bank of AmericaAVP/Corporate Mortgage Underwriter
Nov. 2007 - Jun. 2012Dallas/Fort Worth AreaFHA, VA, Rural Housing and Non-Conforming loans to $4 million
Wachovia CorpUnderwriting Manager
Dec. 2004 - Nov. 2007Dallas/Fort Worth AreaManaged a large team of Wholesale mortgage underwriters for 11 states for FHA, VA, conforming and non-conforming loans.
United Guaranty CorporationAsst Regional Underwriting Manager
Sep. 2002 - Dec. 2004Dallas/Fort Worth Area
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