Experian Singapore Pte LtdPrincipal Business Consultant
Mar. 2019 - Jul. 2022SingaporeExperian is a leading global information services company, providing data and analytical tools to our clients around the world. Business review, initiatives recommendation and roadmap creation for retail lending and SME products for SEA clients
• Creating business and credit risk strategies e.g., risk-based pricing, cross-sell, limit increase and decrease upsell strategies, A-score cut off strategy, limit assignment strategy, Early warning strategies etc
• Designing digital onboarding platform for retail lending products through implementation of automated credit decision engine
• Identify gaps vis a vis best practices through detailed business review and advising on short-, medium- and long-term initiatives needed to overcome the shortcomings. Prepare roadmap for business transformation.
• Pitching to clients (Including C level) for new projects with pre-sales and sales
• Mentoring and training teammates for continuous improvement of consulting quality Accomplishments
• Designing and implementing collection strategy. Developing techniques and procedures for front-end, mid-range and hard-core collections. Reviewing collections strategy regularly. Have appointed and managed Collection agencies in earlier role. Job involved managing collectors’ productivity on a continuous basis and assuring the quality of collections and meeting budgeted NCL numbers.
• Delivering consultancy services into Vietnam, Indonesia, Thailand, Philippines, and Singapore markets. • Implemented automated credit decisioning for markets in Vietnam and Thailand.
• Have implemented automated credit decisioning in earlier role for Hong Kong, Indonesia, India, and Singapore.